4538 Jacoby Creek Rd, Bayside, CA 95524 Property Records

Humboldt County property record for 4538 Jacoby Creek Rd, Bayside, CA 95524

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,545 sqft · built 1960
Lot Size	0.449 acres (19,600 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Jan 2017)
Tax Bill	$5,282 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502-121-001-000`

Property Details

APN / Parcel Number

Primary APN	`502-121-001-000`
Alternative APN	`50212101`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,545 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1961
Construction Type	Wood
Lot Area	19,600 sqft (0.449 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	50212101
Street Address	4538 JACOBY CREEK RD
City	BAYSIDE
State	CA
Zip	95524-9392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B-3
Legal Description	LOT 1 JACOBY CREEK SUBD #1 BK13/MAPS PG 25
Legal Range	01E
Legal Township	05N
Legal Section	12
Legal Subdivision	JACOBY CREEK SUBDIVISION
Legal Lot Number	1
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	3
Census Block	3001
Census Tract	900

Owner

4538 Jacoby Creek Rd is owned and occupied by an individual who acquired it in December 2019.

Source: Humboldt County records, as of October 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4538 JACOBY CREEK RD, BAYSIDE, CA 95524-9392
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage LEVINE FAMILY TRUST
Dec 23, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 13, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2017 · Amount on File
Deed Sale	Jan 13, 2017 · Amount on File
Prior Sale	Jan 13, 2017 · Amount on File
Deed Document Number	0000000960
Last Transfer Date	Dec 23, 2019
Transfer Doc	0000022910
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	4538 JACOBY CREEK RD, BAYSIDE, CA 95524-9392
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 JACOBY CREEK RD, BAYSIDE, CA 95524-9392

Mortgage

Document Number	0000010591
Date	Aug 8, 2023
Instrument	2023-010591

Lender

Name	LEVINE FAMILY TRUST
Type	Private Party
Address	116 WHITE HORSE TRL, PALM DESERT, CA 92211

Agreement

Amount	Amount on Record

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Dec 23, 2019
Property Address	4538 JACOBY CREEK RD, BAYSIDE, CA 95524-9392
Document Number	0000022910
Map Reference	MB 13 PG 25
Instrument Date	Nov 27, 2019
Instrument	2019-022910
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	HUMBOLDT LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4538 JACOBY CREEK RD, BAYSIDE, CA 95524-9392

Mortgage

Document Number	0000022912
Date	Dec 23, 2019
Instrument	2019-022912

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Jan 13, 2017
Property Address	4538 JACOBY CREEK RD, BAYSIDE, CA 95524-9392
Document Number	0000000960
Map Reference	MAP13 PG25
Instrument Date	Jan 4, 2017
Instrument	2017-000960
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	HUMBOLDT LAND TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4538 JACOBY CREEK RD, BAYSIDE, CA 95524-9392

Mortgage

Document Number	0000000961
Date	Jan 13, 2017
Instrument	2017-000961

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4538 Jacoby Creek Rd was $5,282.

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Secondary School District	Northern Humboldt Union High School District (09 - 12)
Elementary School District	Jacoby Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,282.00	$481,636 Land $208,902 Building $272,734
2023	$5,107.00 (+0.08%)	$462,936 Land $200,791 Building $262,145
2022	$5,103.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4538 Jacoby Creek Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1980–2002)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Dec 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4538 Jacoby Creek Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACOBY CREEK CWD serves 924 people · EPA ID CA1210021
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Also Mapped Here	CITY OF ARCATA
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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