4538 Hanover Park Dr, Jacksonville, FL 32224 Property Records

Duval County property record for 4538 Hanover Park Dr, Jacksonville, FL 32224

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,055 sqft · built 1997
Lot Size	0.851 acres (37,089 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Nov 2005)
Tax Bill	$4,379 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`167735-5690`

Property Details

APN / Parcel Number

Primary APN	`167735-5690`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,055 sqft Living Area
Gross Area	2,595 sqft
1st Floor Area	1,886 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	37,089 sqft (0.851 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4538 HANOVER PARK DR
City	JACKSONVILLE
State	FL
Zip	32224-8605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	50-35 11-3S-28E .160 WINDSOR PARKE UNIT 9A LOT 33
Legal Range	28E
Legal Township	03S
Legal Section	11
Legal Subdivision	WINDOR PARK UNIT NINE-A
Legal Lot Number	33
Legal Unit	9A
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1001
Census Tract	14422

Owner

4538 Hanover Park Dr is owned and occupied by two individuals who bought it in November 2005.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4538 HANOVER PARK DR, JACKSONVILLE, FL 32224-8605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2005 · Amount on File
Deed Sale	Nov 30, 2005 · Amount on File
Prior Sale	Dec 19, 1997 · Amount on File
Deed Document Number	2005436268
Deed Book / Page	12913 / 2392
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	4538 HANOVER PARK DR, JACKSONVILLE, FL 32224-8605
Document Number	0184820167
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	OSBORNE AND SHEFFIELD TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4538 HANOVER PARK DR JACKSONVILLE FL 322248605, JACKSONVILLE, FL 32224-8605

Mortgage

Document Number	0184820167
Date	Aug 7, 2018
Book Page	018482/000167
Instrument	184565

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4538 Hanover Park Dr was $4,379 with a homeowner's exemption, up 6.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,994 (+2.7%)	$450,941 (-0.47%) Land $136,273 Building $314,668
2025	$4,379.00 (+6.62%) Homeowner's exemption	$267,765	$453,078 Land $135,000 Building $318,078
2024	$4,107.00 (+2.85%)
2023	$3,993.00 (+9.22%) Homeowner's exemption	$252,640 (+3%)	$443,945 (+16.01%) Land $120,000 Building $323,945
2022	$3,656.00 Homeowner's exemption	$245,282	$382,686 Land $85,000 Building $297,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4538 Hanover Park Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4538 Hanover Park Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20