4538 E Villa Rita Dr, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4538 E Villa Rita Dr, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,641 sqft · built 1990
Lot Size	0.147 acres (6,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,000 (Feb 2017)
Tax Bill	$2,918 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`215-12-225`

Property Details

APN / Parcel Number

Primary APN	`215-12-225`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,641 sqft Living Area
1st Floor Area	1,402 sqft
2nd Floor Area	1,239 sqft

Exterior

Year Built	Built 1990
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,446 sqft (0.147 acres)
Parking Spaces	3 Parking Spaces
Pool Area	350 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4538 E VILLA RITA DR
City	PHOENIX
State	AZ
Zip	85032-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	IMAGES MCR 332-7
Legal Range	04E
Legal Township	04N
Legal Section	31
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	IMAGES
Legal Lot Number	30
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	619700

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4538 E VILLA RITA DR, PHOENIX, AZ 85032-1522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 14, 2017	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2017 · Amount on Record
Deed Sale	Feb 14, 2017 · Amount on Record
Prior Sale	Jul 9, 2015
Deed Document Number	20170109699
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4538 E VILLA RITA DR, PHOENIX, AZ 85032-1522
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 E VILLA RITA DR, PHOENIX, AZ 85032-1522

Mortgage

Document Number	0000170949
Date	Apr 4, 2023
Instrument	20230170949

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4538 E VILLA RITA DR, PHOENIX, AZ 85032-1522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 E VILLA RITA DR, PHOENIX, AZ 85032-1522

Mortgage

Document Number	0000013086
Date	Jan 6, 2021
Instrument	20210013086

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 14, 2017
Property Address	4538 E VILLA RITA DR, PHOENIX, AZ 85032-1522
Document Number	0000109699
Instrument Date	Jan 31, 2017
Instrument	109699
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4538 E VILLA RITA DR PHOENIX AZ 850321522, PHOENIX, AZ 85032-1522

Mortgage

Document Number	109700
Date	Feb 14, 2017
Instrument	109700

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,150 (+2.65%)	$651,500 (+2.65%) Land $130,300 Building $521,200
2025	$2,918.00 (-3.38%)
2024		$63,470	$634,700 Land $126,900 Building $507,800
2023	$3,020.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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