4538 E Shore Dr, Caledonia, MI 49316 Property Records

Allegan County property record for 4538 E Shore Dr, Caledonia, MI 49316

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,241 sqft
Lot Size	0.071 acres (3,093 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Nov 2003)
Tax Bill	$7,742 (2025)
Deeds & Mortgages	Oct 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`13-400-013-00`

Property Details

APN / Parcel Number

Primary APN	`13-400-013-00`
Alternative APN	`03-13-400-013-00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,241 sqft Living Area
1st Floor Area	961 sqft

Exterior

Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	3,093 sqft (0.071 acres)
Lot Dimensions	50 ft deep x 63.4 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4538 E SHORE DR
City	CALEDONIA
State	MI
Zip	49316-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 23 AMENDED VAN DYK?S SUBDIVISION OF EVERGREEN PARK PLAT OF CLEMENSVILLE SEC 10 T4N R11W (2010).
Legal Range	11W
Legal Township	04N
Legal Section	10
Legal Subdivision	AMENDED VAN DYK?S SUBDIVISION
Legal Lot Number	23
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	2
Census Block	2002
Census Tract	30402

Owner

4538 E Shore Dr is owned by two individuals who acquired it in August 2024.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4864 WESTSHIRE DR NW, COMSTOCK PARK, MI 49321-9302
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2003 · Amount on File
Deed Sale	Nov 6, 2003 · Amount on File
Deed Book / Page	2586 / 195
Last Transfer Date	Aug 14, 2024
Transfer Doc	004965/626
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4538 E SHORE DR, CALEDONIA, MI 49316-9617
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4864 WESTSHIRE DR NW, COMSTOCK PARK, MI 49321-9302

Mortgage

Document Number	005075/393
Date	Oct 6, 2025
Book Page	5075/393
Instrument	2025016131

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.61%
Type Change Date	Nov 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 4538 E Shore Dr was $7,742, up 59.7% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Caledonia Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,500 (+11.03%) Land $125,700 Building $113,800	$479,000 (+11.03%) Land $251,400 Building $227,600
2025	$7,742.00 (+59.66%) Homeowner's exemption	$215,700 Land $118,300 Building $97,400	$431,400 Land $236,600 Building $194,800
2024	$4,849.00
2023		$176,500 Land $106,100 Building $70,400	$353,000 Land $212,200 Building $140,800
2022	$4,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4538 E Shore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4538 E Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20