PARAGON TITLE INSURANCE COMPANY, ARIZONA TITLE & ESCROW CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Verified / From Affidavit
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
4538 E CLIFFSIDE TRL, RIMROCK, AZ 86335-5479
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
12191 FOX BRUSH DR, PEYTON, CO 80831-4412
Mortgage
Document Number
0000009321
Date
Mar 3, 2026
Instrument
2026-0009321
Lender
Name
FIRSTBANK
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
181 Months
Due
Apr 1, 2041
August 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
YAVAPAI AZ
Property Address
4538 E CLIFFSIDE TRL, RIMROCK, AZ 86335-5479
Transaction Type
Mortgage
Record Updated
Aug 18, 2021
Title Company
CLOSING USA LLC
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4538 E CLIFFSIDE TRL, RIMROCK, AZ 86335-5479
Mortgage
Document Number
20210054991
Date
Aug 2, 2021
Instrument
2021-0054991
Lender
Name
LOANDEPOT.COM LLC
Type
Mortgage Company
Address
FOOTHILL RANCH, CA 92610
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Aug 1, 2051
Interest
Rate Type
Adjustable Rate
Rate
2.62%
Type Change Date
Aug 1, 2028
Change Frequency
6 Months
Min Rate At Change
2.75%
Max Rate At Change
7.62%
Index
Other
Max Rate
7.62%
January 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
YAVAPAI AZ
Property Address
4538 E CLIFFSIDE TRL, RIMROCK, AZ 86335-5479
Document Number
0000006919
Instrument Date
Jan 16, 2020
Transaction Type
Mortgage
Record Updated
Feb 26, 2020
Title Company
SERVICELINK EAST ESCROW
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
4538 E CLIFFSIDE TRL RIMROCK AZ 863355479, RIMROCK, AZ 86335-5479
Mortgage
Document Number
0000006919
Date
Feb 6, 2020
Instrument
6919
Lender
Name
LOANDEPOT.COM LLC
Type
Funding / Finance Company
Address
FOOTHILL RANCH, CA 92610
Agreement
Amount
Amount on Record
Term
360 Months
Due
Feb 5, 2050
January 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
YAVAPAI AZ
Property Address
4538 E CLIFFSIDE TRL, RIMROCK, AZ 86335-5479
Document Number
0000002627
Instrument Date
Jan 8, 2018
Transaction Type
Mortgage
Record Updated
Aug 30, 2018
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4538 E CLIFFSIDE TRL RIMROCK AZ 863355479, RIMROCK, AZ 86335-5479
Mortgage
Document Number
0000002627
Date
Jan 17, 2018
Instrument
2627
Lender
Name
MOUNTAIN AMERICA FCU
Type
Credit Union
Address
WEST JORDAN, UT 84084
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 4538 E Cliffside Trl was $1,036, up 4.6% from the year before.
Source: Yavapai County assessment roll, as of April 29, 2026
Property Jurisdictions
Type
Name
State
Arizona
County
Yavapai County
Elementary School District
Beaver Creek Elementary District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2027
$23,001 (+0.89%)
$230,007 (+0.89%)Land $24,234Building $205,773
2026
$22,798 (+0.45%)
$227,975 (+0.45%)Land $22,323Building $205,652
2025
$1,036.00 (+4.65%)
$22,695Land $2,197Building $20,498
$226,948Land $21,973Building $204,975
2024
$990.00
2022
$1,007.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 4538 E Cliffside Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 31 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
31 in force
Nearby Flood Claims
4 (2019–2023)
Most Recent Claim
Mar 2023 · river or lake flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4538 E Cliffside Trl is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 53% of the US · above 42% of Arizona
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ARIZONA WATER CO - RIMROCK private · serves 3,532 people · EPA ID AZ0413046
Water Source
Groundwater
Last State Inspection
Nov 2024
Lead
Under 1 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory Oct 2024
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Optimum Cable
940 / 35
Verde Valley Internet Fixed Wireless
100 / 25
May also be available: Tristate Wi-Fi by Wi-Fiber.