4538 Diamond St, Hudson, NC 28638 Property Records

Caldwell County property record for 4538 Diamond St, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1978
Lot Size	0.475 acres (20,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Apr 2019)
Tax Bill	$1,990 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03 81A 1 81`

Property Details

APN / Parcel Number

Primary APN	`03 81A 1 81`
Alternative APN	`165965`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,552 sqft Heated Area
Gross Area	3,310 sqft
1st Floor Area	1,376 sqft
Basement Area	1,170 sqft
Finished Basement	922 sqft
Unfinished Basement	248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1987
Architectural Style	Split Foyer
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	20,680 sqft (0.475 acres)
Lot Dimensions	188 ft deep x 110 ft wide
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	232 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	165965
Street Address	4538 DIAMOND ST
City	HUDSON
State	NC
Zip	28638-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1961 PG 1983 YR 2019 ST 340.00
Legal Subdivision	VIRGINIA ACRES SECTION I
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	4
Census Block	4026
Census Tract	30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4538 DIAMOND ST, HUDSON, NC 28638-8716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 26, 2019	Warranty Deed, Transfer MOVEMENT MTG
Oct 11, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Oct 11, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Prior Sale	Oct 11, 2018 · Amount on Record
Deed Document Number	201910032293
Deed Book / Page	1961 / 1983
Prior Transfer Date	Jan 8, 2010
Prior Transfer Doc	0017311511
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4538 DIAMOND ST, HUDSON, NC 28638-8716
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020470847
Date	Feb 7, 2022
Book Page	2047/847
Instrument	10068279

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 26, 2019
Property Address	4538 DIAMOND ST, HUDSON, NC 28638-8716
Document Number	0010032293
Book / Page	001961 / 001983
Instrument Date	Apr 25, 2019
Instrument	10032293
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4538 DIAMOND ST HUDSON NC 286388716, HUDSON, NC 28638-8716

Mortgage

Document Number	10032294
Date	Apr 26, 2019
Book Page	001961/001987
Instrument	10032294

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 11, 2018
Property Address	4538 DIAMOND ST, HUDSON, NC 28638-8716
Document Number	0010026769
Book / Page	001950 / 001368
Instrument Date	Oct 11, 2018
Instrument	10026769
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6196 ROCKY MOUNT RD GRANITE FALLS NC 286308312, GRANITE FALLS, NC 28630-8312

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 11, 2018
Property Address	4538 DIAMOND ST, HUDSON, NC 28638-8716
Document Number	0010026768
Book / Page	001950 / 001365
Instrument Date	Aug 2, 2018
Instrument	10026768
Transaction Type	Foreclosure
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$140.71
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31 FALLS AVE GRANITE FALLS NC 286301520, GRANITE FALLS, NC 28630-1520

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,990.00 (-16.84%)	$246,100 (-) Land $16,900 Building $229,200
2025	$2,393.00 (+66.41%)	$246,100 (+72.1%) Land $16,900 Building $229,200	$246,100 (+72.1%) Land $16,900 Building $229,200
2024	$1,438.00 (+6.28%)
2023		$143,000 (-) Land $16,900 Building $126,100	$143,000 (-) Land $16,900 Building $126,100
2022	$1,353.00	$143,000 Land $16,900 Building $126,100	$143,000 Land $16,900 Building $126,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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