4538 Davison Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4538 Davison Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,016 sqft · built 1950
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Mar 2020)
Tax Bill	$446 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-004-046-00`

Property Details

APN / Parcel Number

Primary APN	`008-004-046-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,016 sqft Living Area
1st Floor Area	1,016 sqft
Basement Area	612 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	27,878 sqft (0.64 acres)
Garage Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4538 DAVISON RD
City	LAPEER
State	MI
Zip	48446-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	08 05 701 000 00 SEC 4 T7N R9E COM ON N LINE OF HWY M-21 430 FT WLY OF E SEC LINE TH WLY ALONG HWY 150 FT TH N 200 FT TH E
Legal Range	09E
Legal Township	07N
Legal Section	04
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1004
Census Tract	336000

Owner

Source: Lapeer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4538 DAVISON RD, LAPEER, MI 48446-3502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
Mar 18, 2020	Warranty Deed, Transfer · Conventional Mortgage BLG HOLDINGS INC
Apr 25, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2020 · Amount on Record
Deed Sale	Mar 18, 2020 · Amount on Record
Prior Sale	Mar 18, 2020 · Amount on Record
Deed Book / Page	3087 / 400
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4538 DAVISON RD, LAPEER, MI 48446-3502
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 DAVISON RD, LAPEER, MI 48446-3502

Mortgage

Document Number	0034050907
Date	Jun 10, 2024
Book Page	3405/907

Lender

Name	USDA
Type	Government Agency
Address	4300 GOODFELLOW BLVD BLDG 105, SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Apr 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 18, 2020
Property Address	4538 DAVISON RD, LAPEER, MI 48446-3502
Document Number	0030870400
Book / Page	3087 / 400
Instrument Date	Mar 12, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4538 DAVISON RD, 4538, LAPEER, MI 48446-3502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 DAVISON RD, LAPEER, MI 48446-3502

Mortgage

Document Number	0003087402
Date	Mar 18, 2020
Instrument	3087/402

Lender

Name	BLG HOLDINGS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 25, 2017
Property Address	4538 DAVISON RD, LAPEER, MI 48446-3502
Document Number	0028900350
Book / Page	002890 / 000350
Instrument Date	Apr 20, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 S FIVE LAKES RD LAPEER MI 484469428, LAPEER, MI 48446-9428

Mortgage

Document Number	28900352
Date	Apr 25, 2017
Book Page	002890/000352

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$446.00 (-52.75%) Homeowner's exemption	$49,900 (+2.04%)	$99,800 (+2.04%)
2023		$48,900	$97,800
2022	$944.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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