New Castle County property record for 4538 Cagney Ln, Middletown, DE 19709
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,859 sqft · built 2017 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,695 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Oct 2020 Loan Modification + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-013.41-034 |
| Primary APN | 13-013.41-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,859 sqft Living Area |
| 1st Floor Area | 1,859 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 4538 CAGNEY LN |
|---|---|
| City | MIDDLETOWN |
| State | DE |
| Zip | 19709-6607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Subdivision | VILLAGE OF BAYBERRY SOUTH |
| Legal Lot Number | 877 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 16612 |
4538 Cagney Ln is owned and occupied by two individuals.
Source: New Castle County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4538 CAGNEY LN, MIDDLETOWN, DE 19709-6607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Oct 31, 2020 | Loan Modification, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING |
| Aug 2, 2017 | Loan Modification, Mortgage · Line of Credit M&T BK |
| Jul 21, 2017 | Deed, Transfer · VA Mortgage M & T BANK |
| Apr 10, 2017 | Loan Modification, Mortgage · Line of Credit M&T BK |
| Mar 9, 2017 | Loan Modification, Mortgage · Line of Credit M&T BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 4538 CAGNEY LN, MIDDLETOWN, DE 19709-6607 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000043131 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 20220421-0043131 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 4538 CAGNEY LN, MIDDLETOWN, DE 19709-6607 |
| Document Number | 0000104357 |
| Instrument Date | Oct 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 4538 CAGNEY LN MIDDLETOWN DE 197096607, MIDDLETOWN, DE 19709-6607 |
| Document Number | 0000104357 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 104357 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 17, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Aug 2, 2017 |
| Property Address | 4538 CAGNEY LN, MIDDLETOWN, DE 19709-6607 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 39213 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000039213 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 39213 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jul 21, 2017 |
| Property Address | 4538 CAGNEY LN, MIDDLETOWN, DE 19709-6607 |
| Document Number | 0000036808 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 20170721-0036808 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $10,929.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4538 CAGNEY LN, MIDDLETOWN, DE 19709-6607 |
| Document Number | 0000036809 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 20170721-0036809 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Apr 10, 2017 |
| Property Address | 4538 CAGNEY LN, MIDDLETOWN, DE 19709-6607 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 17713 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000017713 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 17713 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Mar 9, 2017 |
| Property Address | 4538 CAGNEY LN, MIDDLETOWN, DE 19709-6607 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 12306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000012306 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | 12306 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4538 Cagney Ln was $3,695.
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Appoquinimink School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,695.00 | $530,900 Land $117,100 Building $413,800 | |
| 2024 | $476,460 | ||
| 2023 | $2,522.00 | $85,000 Land $7,900 Building $77,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4538 Cagney Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4538 Cagney Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 87% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST NCC DISTRICT private · serves 5,538 people · EPA ID DE00A0334 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | ARTESIAN WATER COMPANY |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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