DeSoto County property record for 4538 Austin Rd, Nesbit, MS 38651
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,739 sqft · built 2007 |
| Lot Size | 4.48 acres (195,149 sqft) |
| Owner | Individual Name on File |
| Last Sale | $383,800 (Mar 2009) |
| Tax Bill | $3,233 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-08-3-08-05-0-00047-00 |
| Primary APN | 2-08-3-08-05-0-00047-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,739 sqft Adjusted Area |
| 1st Floor Area | 2,340 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 195,149 sqft (4.48 acres) |
| Street Address | 4538 AUSTIN RD |
|---|---|
| City | NESBIT |
| State | MS |
| Zip | 38651-8225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | MISTY OAKS PH 3 LOT 47 |
| Legal Range | 008 |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Subdivision | MISTY OAKS PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 47 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 70221 |
Source: DeSoto County assessment roll, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4538 AUSTIN RD, NESBIT, MS 38651-8225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Feb 1, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 3, 2009 · Amount on Record |
| Deed Sale | Mar 3, 2009 · Amount on Record |
| Deed Book / Page | 603 / 678 |
| Prior Transfer Date | Feb 24, 2009 |
| Prior Transfer Doc | 000603/678 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4538 AUSTIN RD, NESBIT, MS 38651-8225 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 4538 AUSTIN RD, NESBIT, MS 38651-8225 |
| Document Number | 005405/749 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 5405/749 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4538 AUSTIN RD, NESBIT, MS 38651-8225 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4538 AUSTIN RD, NESBIT, MS 38651-8225 |
| Document Number | 005456/440 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 5456/440 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,233.00 (+13.6%) | $42,318 (+35.8%) Land $4,000 Building $38,318 | $423,177 (+35.8%) Land $40,000 Building $383,177 |
| 2023 | $2,846.00 | $31,162 | $311,620 Land $40,000 Building $271,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2004–2025) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYS WATER ASSOCIATION public/private · serves 2,825 people · EPA ID MS0170005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2022 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
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