St. Mary's County property record for 45376 Stark Dr, Piney Point, MD 20674
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,008 sqft · built 1964 |
| Lot Size | 0.245 acres (10,661 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Mar 2004) |
| Tax Bill | $2,383 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-002701 |
| Primary APN | 02-002701 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Total Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,661 sqft (0.245 acres) |
| Porch | Porch |
| Porch Area | 264 sqft |
| Deck Area | 411 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 002701 |
|---|---|
| Street Address | 45376 STARK DR |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LT-3 PLAT 5/61 PINEY POINT HOMES |
| Legal Subdivision | ST GEORGES BEACH |
| Legal Block | H |
| Legal Lot Number | 3 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 876101 |
Source: St. Mary's County records · APN 02-002701
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18152 RIVER RD, TALL TIMBERS, MD 20690-2043 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Aug 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2004 · Amount on Record |
| Deed Sale | Mar 02, 2004 · Amount on Record |
| Deed Document Number | 20042880 |
| Deed Book / Page | 2226 / 137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 45376 STARK DR, PINEY POINT, MD 20674-3001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047120291 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 4712/291 |
| Instrument | 4712-291 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 45376 STARK DR, PINEY POINT, MD 20674-3001 |
| Document Number | 0007120291 |
| Book / Page | 000712 / 000291 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Title Company | TRI COUNTY ABSTRACT AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 45376 STARK DR PINEY POINT MD 206743001, PINEY POINT, MD 20674-3001 |
| Document Number | 0007120291 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 000712/000291 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2047 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,433 (+13.68%) | $236,100 (+9.51%) Land $101,300 Building $134,800 | |
| 2025 | $2,383.00 (+9.92%) | ||
| 2023 | $2,168.00 | $195,667 | $215,600 Land $96,300 Building $119,300 |
Source: FEMA National Flood Hazard Layer as of May 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 221 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 6 condo units |
| Nearby Flood Claims | 16 (2003–2022) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Dec 2022 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
Based on FCC filings for 36 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINEY POINT serves 672 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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