4537 Waitsfield Cir, Mather, CA 95655 Property Records

Sacramento County property record for 4537 Waitsfield Cir, Mather, CA 95655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,989 sqft · built 2003
Lot Size	0.38 acres (16,530 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Feb 2016)
Tax Bill	$6,973 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`067-0410-003-0000`

Property Details

APN / Parcel Number

Primary APN	`067-0410-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,989 sqft Living Area
1st Floor Area	1,240 sqft
2nd Floor Area	1,749 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	16,530 sqft (0.38 acres)
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4537 WAITSFIELD CIR
City	MATHER
State	CA
Zip	95655-3077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	INDP AT MATHER VLG 06C, LOT 553
Legal Subdivision	INDP AT MATHER VLG 06C
Legal Lot Number	553
Jurisdiction	SACRAMENTO CA
Township / Civil Division	RANCHO CORDOVA
Census Block Group	1
Census Block	1015
Census Tract	8802

Owner

4537 Waitsfield Cir is owned and occupied by two individuals who acquired it in November 2016.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4537 WAITSFIELD CIR, MATHER, CA 95655-3077
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Nov 17, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage BERLE & CAROL CRISP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2016 · Amount on File
Deed Sale	Feb 18, 2016 · Amount on File
Prior Sale	Jun 5, 2015 · Amount on File
Deed Book / Page	20160218 / 867
Last Transfer Date	Nov 16, 2016
Transfer Doc	0000000841
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4537 WAITSFIELD CIR, MATHER, CA 95655-3077
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 WAITSFIELD CIR, MATHER, CA 95655-3077

Mortgage

Document Number	0000000365
Date	Jan 18, 2022
Instrument	2022011800365

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Dec 1, 2046

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4537 WAITSFIELD CIR, MATHER, CA 95655-3077
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 WAITSFIELD CIR, MATHER, CA 95655-3077

Mortgage

Document Number	0000000340
Date	Nov 17, 2021
Instrument	2021111700340

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4537 WAITSFIELD CIR, MATHER, CA 95655-3077
Document Number	1805100575
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 WAITSFIELD CIR MATHER CA 956553077, MATHER, CA 95655-3077

Mortgage

Document Number	1805100575
Date	May 10, 2018
Instrument	1805100575

Lender

Name	BERLE & CAROL CRISP
Address	6300 RIO BONITO DR, CARMICHAEL, CA 95608-5215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4537 Waitsfield Cir was $6,973, up 13% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$519,205 (+2%) Land $172,665 Building $346,540
2025	$6,973.00 (+12.98%)	$509,026 Land $169,280 Building $339,746
2024	$6,172.00 (+2.08%)
2023	$6,046.00 (+1.37%)	$489,261 Land $162,707 Building $326,554
2022	$5,964.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4537 Waitsfield Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4537 Waitsfield Cir is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA MATHER-SUNRISE serves 32,812 people · EPA ID CA3410704
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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