4537 State Rte 81, Ada, OH 45810 Property Records

Hardin County property record for 4537 State Rte 81, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,704 sqft · built 1975
Lot Size	3.24 acres (141,439 sqft)
Owner	Individual Name on File
Last Sale	$384,400 (Nov 2024)
Tax Bill	$2,953 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-140026.0000`

Property Details

APN / Parcel Number

Primary APN	`24-140026.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Roof Type	Gable
Roof Material	Shingle
Lot Area	141,439 sqft (3.24 acres)
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4537 STATE ROUTE 81
City	ADA
State	OH
Zip	45810-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW4 SE4 & W2 SW4 SE4 S14 3.247A
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3055
Census Tract	300

Owner

4537 State Rte 81 is owned and occupied by an individual who bought it in November 2024.

Source: Hardin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4537 STATE ROUTE 81, ADA, OH 45810-9758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Survivorship Deed, Transfer · Conventional Mortgage KEY BANK NA
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 23, 2018	Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2024 · Amount on File
Deed Sale	Nov 19, 2024 · Amount on File
Prior Sale	Aug 23, 2018 · Amount on File
Deed Document Number	20243251
Deed Book / Page	572 / 3378
Prior Transfer Date	Jan 24, 2023
Prior Transfer Doc	00567/1145
Record Updated	Sep 20, 2026

February 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Feb 9, 2023
Property Address	4537 STATE ROUTE 81, ADA, OH 45810-9758
Document Number	00567/1145
Book / Page	567 / 1145
Instrument Date	Jan 24, 2023
Instrument	2023000360
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	MID AMERICAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4537 STATE ROUTE 81, ADA, OH 45810-9758

Mortgage

Document Number	2023000361
Date	Feb 9, 2023
Instrument	2023000361

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	4537 STATE ROUTE 81, ADA, OH 45810-9758
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00563/4956
Date	Feb 7, 2022
Book Page	563/4956
Instrument	202200000479

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Aug 23, 2018
Property Address	4537 STATE ROUTE 81, ADA, OH 45810-9758
Document Number	00550/4877
Book / Page	550 / 4877
Instrument Date	Aug 16, 2018
Instrument	201800002682
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6266 CREST DREE BLVD 300, INDEPENDENCE, OH 44131

Mortgage

Document Number	201800002683
Date	Aug 23, 2018
Instrument	201800002683

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4537 State Rte 81 was $2,953 with a homeowner's exemption, up 1.3% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,953.00 (+1.27%)	$78,730 (-) Land $12,680 Building $66,050
2024	$2,916.00 (-1.25%) Homeowner's exemption	$78,730 (-) Land $12,680 Building $66,050
2023	$2,953.00 (+12.58%)	$78,730 (+30.2%) Land $12,680 Building $66,050	$224,940 Land $36,230 Building $188,710
2022	$2,623.00	$60,470 Land $6,770 Building $53,700
2020			$172,770 Land $19,340 Building $153,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4537 State Rte 81 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 4537 State Rte 81, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: MetaLINK Technologies.

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