Caldwell County property record for 4537 Equestrian Dr, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,863 sqft · built 2012 |
| Lot Size | 10.2 acres (446,926 sqft) |
| Owner | Individual Name on File |
| Last Sale | $780,000 (Sep 2021) |
| Tax Bill | $5,301 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Sep 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04 7 5500 |
| Primary APN | 04 7 5500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,863 sqft Heated Area |
| Gross Area | 4,420 sqft |
| 1st Floor Area | 2,473 sqft |
| Upper Floors Area | 390 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 446,926 sqft (10.2 acres) |
| Garage Type | Mixed |
| Garage Area | 1,812 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 535 sqft |
| Patio Area | 351 sqft |
| Storage Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 172726 |
|---|---|
| Street Address | 4537 EQUESTRIAN DR |
| City | LENOIR |
| State | NC |
| Zip | 28645-9300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2034 PG 1011 YR 21 ST 1560.00 |
| Legal Subdivision | THE COVES AT ROUND MOUNTAIN |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | JOHNS RIVER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 30900 |
4537 Equestrian Dr is owned and occupied by an individual who bought it in September 2021.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4537 EQUESTRIAN DR, LENOIR, NC 28645-9300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Jan 23, 2020 | Quit Claim Deed, Transfer FARM CREDIT SVCS |
| Dec 21, 2018 | Deed of Trust, Mortgage MR COOPER |
| Oct 11, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on File |
| Deed Sale | Sep 21, 2021 · Amount on File |
| Prior Sale | Oct 29, 2012 · Amount on File |
| Deed Document Number | 202110062927 |
| Deed Book / Page | 2034 / 1011 |
| Prior Transfer Date | Jan 17, 2020 |
| Prior Transfer Doc | 0010040592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4537 EQUESTRIAN DR, LENOIR, NC 28645-9300 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4537 EQUESTRIAN DR, LENOIR, NC 28645-9300 |
| Document Number | 0020750634 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 2075/634 |
| Instrument | 10080611 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Sep 21, 2021 |
| Property Address | 4537 EQUESTRIAN DR, LENOIR, NC 28645-9300 |
| Document Number | 0020341011 |
| Book / Page | 2034 / 1011 |
| Map Reference | MB 28 PG 86 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 10062927 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4537 EQUESTRIAN DR, LENOIR, NC 28645-9300 |
| Document Number | 10062928 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 10062928 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4537 EQUESTRIAN DR, LENOIR, NC 28645-9300 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Title Company | REAL SOURCE TITLE, RESOURCE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0020170095 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 2017/95 |
| Instrument | 10055691 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jan 23, 2020 |
| Property Address | 4537 EQUESTRIAN DR, LENOIR, NC 28645-9300 |
| Document Number | 0010040592 |
| Book / Page | 001980 / 000623 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 10040592 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4537 EQUESTRIAN DR LENOIR NC 28645, LENOIR, NC 28645 |
| Document Number | 10040593 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 001980/000625 |
| Instrument | 10040593 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LIBERTY, NC 27298 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4537 EQUESTRIAN DR, LENOIR, NC 28645-9300 |
| Document Number | 0010028852 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | TITLE 365- NLSE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1201 RED CEDAR WAY LENOIR NC 286456792, LENOIR, NC 28645-6792 |
| Document Number | 0010028852 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 001955/000140 |
| Instrument | 10028852 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 26, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Oct 11, 2018 |
| Property Address | 4537 EQUESTRIAN DR, LENOIR, NC 28645-9300 |
| Document Number | 0019501268 |
| Book / Page | 001950 / 001268 |
| Instrument Date | Oct 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1201 RED CEDAR WAY LENOIR NC 286456792, LENOIR, NC 28645-6792 |
The 2026 property tax bill for 4537 Equestrian Dr was $5,301, down 21.4% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,301.00 (-21.43%) | $884,800 (-) Land $205,200 Building $679,600 | |
| 2025 | $6,747.00 | $884,800 Land $205,200 Building $679,600 | $884,800 Land $205,200 Building $679,600 |
| 2023 | $574,300 (-) Land $191,700 Building $382,600 | $574,300 (-) Land $191,700 Building $382,600 | |
| 2022 | $4,075.00 | $574,300 Land $191,700 Building $382,600 | $574,300 Land $191,700 Building $382,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4537 Equestrian Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4537 Equestrian Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
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