Highlands County property record for 4537 Darnell Dr, Sebring, FL 33872 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,311 sqft Living Area |
| Lot Size | 13,574 sqft (0.312 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $307,000 (2022) |
| Tax Bill | $4,156.00 (2025) |
| Primary APN | C044815174700010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 2,311 sqft Living Area |
| Gross Area | 2,861 sqft Gross Area |
| 1st Floor | 2,025 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 13,574 sqft (0.312 acres) |
| Depth X Width | 246 ft x 112 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 450 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 550 sqft Garage |
| Porch Area | 333 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 4537 DARNELL DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1705 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUN N LAKE EST OF SEBRING UNIT 15 REVISED PB 15PG 64 LOT 1 BLK 747 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 747 |
| Legal Lot Number | 1 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | AVON PARK |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 960503 |
Source: Highlands County records · APN C044815174700010
Assessment roll updated December 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4537 DARNELL DR, SEBRING, FL 33872-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 09, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jan 16, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 11, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on Record |
| Deed Sale | Apr 11, 2022 · Amount on Record |
| Prior Sale | Nov 27, 2002 · Amount on Record |
| Deed Doc Number | 20222087611 |
| Deed Book / Page | 2897 / 918 |
| Prior Transfer Date | Feb 14, 2014 |
| Prior Transfer Doc | 0001724213 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 09, 2026 |
| Property Address | 4537 DARNELL DR, SEBRING, FL 33872-1705 |
| Document Number | 0002316538 |
| Book / Page | 3197 / 1658 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20262316538 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4537 DARNELL DR, SEBRING, FL 33872-1705 |
| Document Number | 0002316538, |
|---|---|
| Date | Jun 09, 2026 |
| Book Page | 3197/1658 |
| Instrument | 20262316538 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | May 01, 2052 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4537 DARNELL DR, SEBRING, FL 33872-1705 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4537 DARNELL DR, SEBRING, FL 33872-1705 |
| Document Number | 0002185992 |
|---|---|
| Date | Jan 16, 2024 |
| Book Page | 3020/1088 |
| Instrument | 2185992 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 11, 2022 |
| Property Address | 4537 DARNELL DR, SEBRING, FL 33872-1705 |
| Document Number | 0002087611 |
| Book / Page | 2897 / 918 |
| Map Reference | MB 15 PG 40 |
| Instrument Date | Apr 05, 2022 |
| Instrument | 2087611 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,149.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16276 NAUTICAL WAY APT 1403, 16276, BOKEELIA, FL 33922-1628 |
| Name | Verified Name |
|---|---|
| Address | 4537 DARNELL DR, SEBRING, FL 33872-1705 |
| Document Number | 0002897920 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 2897/920 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,156.00 (+29.23%) Homeowner's exemption | $260,003 (+2.06%) | $278,345 (+9.26%) Land $30,083 Building $248,262 |
| 2024 | $3,216.00 (-2.07%) | ||
| 2023 | $3,284.00 (+2.4%) Homeowner's exemption | $254,744 (+13.42%) Land $24,613 Building $230,131 | $254,744 (+13.42%) Land $24,613 Building $230,131 |
| 2022 | $3,207.00 | $224,604 Land $15,862 Building $208,742 | $224,604 Land $15,862 Building $208,742 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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