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4537 Big Sur St, Oceanside, CA 92057 Property Records

San Diego County property record for 4537 Big Sur St, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,269 sqft · built 1987
Lot Size0.157 acres (6,840 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Mar 2015)
Tax Bill$5,879 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN157-631-06-00

Property Details

APN / Parcel Number

Primary APN157-631-06-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,269 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area6,840 sqft (0.157 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4537 BIG SUR ST
CityOCEANSIDE
StateCA
Zip92057-4217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 166 TR 010622
Legal SubdivisionWHELAN RANCH
Legal Tract010622
Legal Block1
Legal Lot Number166
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract18608

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4537 BIG SUR ST, OCEANSIDE, CA 92057-4217
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINNPOINTE CORPORATION
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINNPOINTE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2015 · Amount on Record
Deed SaleMar 17, 2015 · Amount on Record
Prior SaleSep 1, 1989 · Amount on Record
Deed Document Number2015122700
Prior Transfer DateApr 17, 2013
Prior Transfer Doc0000292775
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4537 BIG SUR ST, OCEANSIDE, CA 92057-4217
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099560
DateFeb 27, 2020
Instrument2020-0099560
Lender
NameWINNPOINTE CORPORATION
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueMar 1, 2045

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4537 BIG SUR ST, OCEANSIDE, CA 92057-4217
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4537 BIG SUR ST, OCEANSIDE, CA 92057-4217

Mortgage

Document Number0000672509
DateOct 30, 2020
Instrument2020-0672509
Lender
NameWINNPOINTE CORPORATION
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueNov 1, 2045

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$527,119 (+2%) Land $329,451 Building $197,668
2025$5,879.00 (+5.21%) Homeowner's exemption$516,785 (+4.04%) Land $322,992 Building $193,793
2023$5,588.00 (+1.58%) Homeowner's exemption$496,719 Land $310,450 Building $186,269
2022$5,501.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2002)
Most Recent ClaimDec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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