4537 Bela Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4537 Bela Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 1960
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Sep 2019)
Tax Bill	$3,503 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`230-0161-003-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0161-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	1,438 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,800 sqft (0.248 acres)
Garage Area	507 sqft
Parking Spaces	2 Parking Spaces
Pool Area	8,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4537 BELA WAY
City	CARMICHAEL
State	CA
Zip	95608-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SIERRA VIEW TERRACE, LOT 16
Legal Subdivision	SIERRA VIEW TERRACE
Legal Lot Number	16
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1005
Census Tract	7603

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4537 BELA WAY, CARMICHAEL, CA 95608-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Jun 2, 2021	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Sep 11, 2019	Grant Deed, Transfer · VA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2019 · Amount on Record
Deed Sale	Sep 11, 2019 · Amount on Record
Prior Sale	Jul 27, 2016 · Amount on Record
Deed Book / Page	20190911 / 1580
Prior Transfer Date	Aug 1, 2014
Prior Transfer Doc	0000000323
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4537 BELA WAY, CARMICHAEL, CA 95608-1214
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 BELA WAY, CARMICHAEL, CA 95608-1214

Mortgage

Document Number	0000002022
Date	Jun 2, 2021
Instrument	202106022022

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4537 BELA WAY, CARMICHAEL, CA 95608-1214
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 BELA WAY, CARMICHAEL, CA 95608-1214

Mortgage

Document Number	6020000002022
Date	Jun 2, 2021
Book Page	20210602/2022

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 11, 2019
Property Address	4537 BELA WAY, CARMICHAEL, CA 95608-1214
Document Number	1909111580
Instrument Date	Sep 5, 2019
Instrument	1909111580
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$471.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4537 BELA WAY CARMICHAEL CA 956081214, CARMICHAEL, CA 95608-1214

Mortgage

Document Number	1909111581
Date	Sep 11, 2019
Instrument	1909111581

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$478,553 (+2%) Land $156,171 Building $322,382
2025	$3,503.00 (+0.23%)	$469,170 (+4.04%) Land $153,109 Building $316,061
2024	$3,495.00 (+0.72%)
2023	$3,470.00 (-2.2%)	$450,953 Land $147,164 Building $303,789
2022	$3,548.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Succeed.Net.

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