St. Louis County property record for 4537 Bass Lake Rd, Gilbert, MN 55741
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 0.75 ba · 660 sqft · built 1989 |
| Lot Size | 0.453 acres (19,766 sqft) |
| Owner | Trust Name on File |
| Last Sale | $125,000 (Jul 2001) |
| Tax Bill | $1,874 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 677-0030-00120 |
| Primary APN | 677-0030-00120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 0.75 Baths |
| Stories | 1 Story |
| Building Area | 660 sqft Gross Area |
| 1st Floor Area | 100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 19,766 sqft (0.453 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 70 sqft |
| Cabin | 360 sqft |
| Storage Building | 100 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Heating Fuel | Wood |
|---|
| Account Number | 665486 |
|---|---|
| Street Address | 4537 BASS LAKE RD |
| City | GILBERT |
| State | MN |
| Zip | 55741-8003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0012 BLOCK:000 SERIAL # |
| Legal Subdivision | KORHONENS BEACH |
| Legal Lot Number | 12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MAKINEN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11401 |
4537 Bass Lake Rd is owner-occupied and held in a trust since January 2012.
Source: St. Louis County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4537 BASS LAKE RD, GILBERT, MN 55741-8003 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2001 · Amount on File |
| Deed Sale | Jul 19, 2001 · Amount on File |
| Deed Document Number | 2001822644 |
| Last Transfer Date | Jan 27, 2012 |
| Transfer Doc | 0001180182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4537 BASS LAKE RD, GILBERT, MN 55741-8003 |
| Document Number | 00A1302204 |
| Instrument Date | Jan 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4537 BASS LAKE RD GILBERT MN 557418003, GILBERT, MN 55741-8003 |
| Document Number | 00A1302204 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | A1302204 |
| Name | DITECH FIN'L |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 16, 2027 |
The 2026 property tax bill for 4537 Bass Lake Rd was $1,874 with a homeowner's exemption, up 6.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Mesabi East School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,874.00 (+6.48%) Homeowner's exemption | ||
| 2025 | $1,760.00 (-3.72%) Homeowner's exemption | $194,400 (+3.02%) Land $89,300 Building $105,100 | $194,400 (+3.02%) Land $89,300 Building $105,100 |
| 2024 | $1,828.00 | $188,700 Land $86,700 Building $102,000 | $188,700 Land $86,700 Building $102,000 |
| 2022 | $171,100 Land $76,400 Building $94,700 | $171,100 Land $76,400 Building $94,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4537 Bass Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4537 Bass Lake Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
5G (outdoors only) and 4G LTE
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