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45360 Saint Georges Ave, Piney Point, MD 20674 Property Records

St. Mary's County property record for 45360 Saint Georges Ave, Piney Point, MD 20674

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,418 sqft · built 1952
Lot Size0.592 acres (25,800 sqft)
Owner2 Individual Names on Record
Tax Bill$105 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone AE (high risk)
APN02-011883

Property Details

APN / Parcel Number

Primary APN02-011883
Alternative APNs
  • 2011883
  • 011883

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,418 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area25,800 sqft (0.592 acres)
PorchPorch
Porch Area447 sqft
Deck Area506 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number011883
Street Address45360 SAINT GEORGES AVE
CityPINEY POINT
StateMD
Zip20674
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTMX
Legal DescriptionLOTS 1-11 36,37 BLOCK 3 PLAT 1 PINEY POINT SHORES
Legal SubdivisionPINEY PT SHORES
Legal Block3
Legal Lot Number1-11,37
JurisdictionST MARY'S MD
Township / Civil Division2, VALLEY LEE
Census Block Group3
Census Block3020
Census Tract876101

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address45360 SAINT GEORGES AVE, PINEY POINT, MD 20674
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2003
Deed SaleMar 12, 2003
Prior SaleDec 6, 2001
Deed Document Number20032626
Deed Book / Page1957 / 478
Transfer Doc0000002626
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address45360 SAINT GEORGES AVE, PINEY POINT, MD 20674
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyRESOURCE RE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address45360 SAINT GEORGES AVE, PINEY POINT, MD 20674

Mortgage

Document Number0056900333
DateMar 16, 2021
Book Page5690/333
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$280,600 (+3.09%)$297,400 (+9.26%) Land $108,800 Building $188,600
2025$105.00 (+5%) Homeowner's exemption$272,200 (+8.19%) Land $103,500 Building $168,700$272,200 (-) Land $103,500 Building $168,700
2023$100.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$251,600$272,200 Land $103,500 Building $168,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 221 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies227 units insured
incl. 6 condo units
Nearby Flood Claims16 (2003–2022)
Claims Outside the SFHA3 of 16
Most Recent ClaimDec 2022 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable · Fiber in parts of the area		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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