4536 Rusty Gate, Ellicott City, MD 21043 Property Records

Howard County property record for 4536 Rusty Gate, Ellicott City, MD 21043

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,854 sqft · built 1989
Lot Size	0.155 acres (6,751 sqft)
Owner	2 Company Names on Record
Tax Bill	$8,352 (2026)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-330601`

Property Details

APN / Parcel Number

Primary APN	`02-330601`
Alternative APNs	`2330601` `330601`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,854 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,751 sqft (0.155 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	561 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	330601
Street Address	4536 RUSTY GATE
City	ELLICOTT CITY
State	MD
Zip	21043-6565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 299 .155 A 4536 RUSTY GATE LONG GATE S 2 AR 3
Legal Subdivision	LONG GATE SEC 02
Legal Lot Number	299
Jurisdiction	HOWARD MD
Township / Civil Division	2, ELLICOTT CITY
Census Block Group	4
Census Block	4002
Census Tract	602302

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4536 RUSTY GATE, ELLICOTT CITY, MD 21043-6565
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 1996
Deed Sale	Mar 22, 1996
Prior Sale	Jun 30, 1989 · Amount on Record
Deed Document Number	19961171
Deed Book / Page	3685 / 535
Last Transfer Date	Aug 5, 2025
Transfer Doc	0229530128
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Oct 10, 2025
Property Address	4536 RUSTY GATE, ELLICOTT CITY, MD 21043-6565
Document Number	0229530128
Book / Page	22953 / 128
Map Reference	MB 7708
Instrument Date	Aug 5, 2025
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4536 RUSTY GATE, ELLICOTT CITY, MD 21043-6565

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,352.00 (-1.18%) Homeowner's exemption	$620,300 (+7.04%) Land $287,800 Building $332,500	$620,300 (-) Land $287,800 Building $332,500
2025	$8,452.00 (+5.03%) Homeowner's exemption	$579,500 (+16.39%)	$620,300 (+24.58%) Land $287,800 Building $332,500
2024	$8,047.00 (+44.81%)
2023		$497,900 Land $247,800 Building $250,100	$497,900 Land $247,800 Building $250,100
2022	$5,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20