45356 312th St, Meckling (Vermillion), SD 57069 Property Records

Clay County property record for 45356 312th St, Meckling, SD 57069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,616 sqft · built 2020
Lot Size	3.92 acres (170,755 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,613 (2025)
Deeds & Mortgages	May 2020 Construction Loan Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09000-09353-174-03`

Property Details

APN / Parcel Number

Primary APN	`09000-09353-174-03`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Marblecrete
Construction Type	Metal Frame
Roof Material	Composition Shingle
Lot Area	170,755 sqft (3.92 acres)
Garage Type	Attached
Garage Area	1,616 sqft
Parking Spaces	6 Parking Spaces
Pole Barn	7,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45356 312TH ST
City	MECKLING
State	SD
Zip	57069-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 248 OF W 688 OF SE 1/4 17-93-53 MECKLING TWP
Jurisdiction	CLAY SD
Township / Civil Division	MECKLING
Census Block Group	3
Census Block	3089
Census Tract	965800

Owner

45356 312th St is owned by two individuals who acquired it in December 2009.

Source: Clay County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	501 OAKMONT DR, VERMILLION, SD 57069-3463
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK & TRUST
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit COMMERCIAL STATE BANK ANDREWS TX
Nov 20, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2009
Deed Sale	Dec 31, 2009
Deed Book / Page	76 / 412
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	45356 312TH ST, MECKLING, SD 57069-4403
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MT143/102
Date	May 4, 2020
Book Page	MT143/102
Instrument	142728

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	VERMILLION, SD 57069

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	45356 312TH ST, MECKLING, SD 57069-4403
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 OAKMONT DR, VERMILLION, SD 57069-3463

Mortgage

Document Number	00MT145/28
Date	Jun 21, 2021
Book Page	MT145/28
Instrument	145603

Lender

Name	COMMERCIAL STATE BANK ANDREWS TX
Type	Bank
Address	WAGNER, SD 57380

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	May 25, 2026

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY SD
Recording Date	Nov 20, 2019
Property Address	45356 312TH ST, MECKLING, SD 57069-4403
Document Number	000D81/330
Book / Page	D81 / 330
Instrument Date	Nov 20, 2019
Instrument	141823
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	501 OAKMONT DR, VERMILLION, SD 57069-3463

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
County Subdivision	Meckling Township
Unified School District	Irene-Wakonda School District 13-3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,613.00 (+32.01%)	$418,500 (+52.35%) Land $71,900 Building $346,600
2024	$4,252.00 (+3.94%)
2023	$4,091.00 (+15.24%)	$274,698 Land $34,754 Building $239,944
2022	$3,550.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45356 312th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45356 312th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Santel Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

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