4535 Secor Rd, Toledo, OH 43623 Property Records

Lucas County property record for 4535 Secor Rd, Toledo, OH 43623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1954
Lot Size	1.09 acres (47,611 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Sep 2012)
Tax Bill	$3,959 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`22-19011`

Property Details

APN / Parcel Number

Primary APN	`22-19011`
Alternative APN	`03431004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Basement Area	1,360 sqft

Exterior

Year Built	Built 1954
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	47,611 sqft (1.09 acres)
Lot Dimensions	366 ft deep x 130 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Deck Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4535 SECOR RD
City	TOLEDO
State	OH
Zip	43623-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS12
Legal Description	FOREST GROVE PLAT 1 LOT 4
Legal Subdivision	FOREST GROVE PLAT 1
Legal Tract	78
Legal Lot Number	4
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1001
Census Tract	7802

Owner

4535 Secor Rd is owned and occupied by an individual who bought it in September 2012.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4535 SECOR RD, TOLEDO, OH 43623-4019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 9, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2012 · Amount on File
Deed Sale	Sep 20, 2012 · Amount on File
Deed Document Number	12106141
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4535 SECOR RD, TOLEDO, OH 43623-4019
Document Number	0000010889
Instrument Date	Mar 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4535 SECOR RD TOLEDO OH 436234019, TOLEDO, OH 43623-4019

Mortgage

Document Number	0000010889
Date	Mar 28, 2019
Instrument	10889

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUCAS OH
Property Address	4535 SECOR RD, TOLEDO, OH 43623-4019
Document Number	0000012832
Instrument Date	Mar 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4535 SECOR RD TOLEDO OH 436234019, TOLEDO, OH 43623-4019

Mortgage

Document Number	0000012832
Date	Apr 11, 2019
Instrument	12832

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2049

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 4535 Secor Rd was $3,959, up 17.2% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Washington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,959.00 (+17.2%)	$59,255 (-) Land $16,310 Building $42,945
2024	$3,378.00 (-20.83%)	$59,255 (+4.76%) Land $16,310 Building $42,945	$169,300 Land $46,600 Building $122,700
2023	$4,267.00 (+0.28%)	$56,560 (-) Land $19,565 Building $36,995
2022	$4,255.00 Homeowner's exemption	$56,560 Land $19,565 Building $36,995
2021			$161,600 Land $55,900 Building $105,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4535 Secor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4535 Secor Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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