1. Home
  2. Florida
  3. Okaloosa County
  4. Destin
  5. Luke Ave

4535 Luke Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 4535 Luke Ave, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details6 bd · 6.5 ba · 3,297 sqft · built 2014
Lot Size0.177 acres (7,690 sqft)
Owner2 Company Names on Record
Last Sale$1,680,000 (Oct 2025)
Tax Bill$19,959 (2025)
Deeds & MortgagesOct 2025 Sale
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-589-6162-4

Property Details

APN / Parcel Number

Primary APNC56-000-589-6162-4
Alternative APNs
  • 00-2S-22-0580-0033-0030
  • 22S200058000330030

Interior

Bedrooms6 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,297 sqft Living Area
Gross Area4,044 sqft
1st Floor Area1,713 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,690 sqft (0.177 acres)
Lot Width50 ft Width
Garage Area837 sqft
PorchFinished/Open Porch
Porch Area823 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4535 LUKE AVE
CityDESTIN
StateFL
Zip32541-3660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRYSTAL BEACH LOT 3 BLK 33
Legal SubdivisionCRYSTAL BEACH
Legal Block33
Legal Lot Number3
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1012
Census Tract23308

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address628 RAINBOW DR, HARTWELL, GA 30643-2735
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Warranty Deed, Transfer
FLORIDA R/E TITLE LLC, FLORIDA OPEN TITLE LLC
Jun 8, 2021Warranty Deed, Transfer
NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2025 · Amount on Record
Deed SaleOct 21, 2025 · Amount on Record
Prior SaleJun 8, 2021 · Amount on Record
Deed Document Number20253779236
Prior Transfer DateAug 1, 2007
Prior Transfer Doc0028000359
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 21, 2025
Property Address4535 LUKE AVE, DESTIN, FL 32541-3660
Document Number0003779236
Map ReferenceMB 1 PG 17
Instrument DateOct 20, 2025
Instrument3779236
Transaction TypeTransfer
Record UpdatedNov 19, 2025
Title CompanyFLORIDA R/E TITLE LLC, FLORIDA OPEN TITLE LLC

Transaction

AmountAmount Recorded
Tax$11,760.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1605 S 650 E, WHITESTOWN, IN 46075-9630

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address628 RAINBOW DR, HARTWELL, GA 30643-2735

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 8, 2021
Property Address4535 LUKE AVE, DESTIN, FL 32541-3660
Document Number0035520823
Book / Page3552 / 823
Map ReferenceMB 1 PG 17
Instrument DateJun 7, 2021
Instrument3461808
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyNAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$12,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address225 SUGAR COVE RD, SANTA ROSA BEACH, FL 32459-8741

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 S 650 E, WHITESTOWN, IN 46075-9630

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,959.00 (+1.66%)$1,685,233 (-1.9%) Land $453,027 Building $1,232,206$1,685,233 (-1.9%) Land $453,027 Building $1,232,206
2024$19,634.00 (+5.87%)$1,717,895 (+3.45%) Land $439,832 Building $1,278,063$1,717,895 (+3.45%) Land $439,832 Building $1,278,063
2023$18,546.00 (+15.88%)$1,660,647 (+25.03%) Land $411,058 Building $1,249,589$1,660,647 (+25.03%) Land $411,058 Building $1,249,589
2022$16,005.00$1,328,177 Land $373,689 Building $954,488$1,328,177 Land $373,689 Building $954,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

Nearby Properties on Luke Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures