4535 la Joya Ln, Laredo, TX 78046 Property Records

Webb County property record for 4535 la Joya Ln, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,500 sqft · built 1994
Lot Size0.116 acres (5,060 sqft)
OwnerIndividual Name on File
Last Sale$73,150 (May 2022)
Tax Bill$484 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN962-20006-150

Property Details

APN / Parcel Number

Primary APN962-20006-150
Alternative APN
  • 227778

Interior

Stories1 Story
Building Area1,500 sqft Living Area
1st Floor Area1,500 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,060 sqft (0.116 acres)
Lot Dimensions110 ft deep x 46 ft wide
PorchOpen Porch
Porch Area899 sqft
Storage Building84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4535 LA JOYA LN
CityLAREDO
StateTX
Zip78046-7553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 150 BLK 6 COLONIA LOS ANGELES III
Legal SubdivisionCOLONIA LOS ANGELES II THRU X
Legal Block6
Legal Lot Number150
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1008
Census Tract1822

Owner

4535 la Joya Ln is owned and occupied by an individual who bought it in May 2022.

Source: Webb County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address4535 LA JOYA LN, LAREDO, TX 78046-7553
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2022 · Amount on File
Deed SaleMay 5, 2022 · Amount on File
Deed Document Number20221466844
Deed Book / Page5267 / 698
Prior Transfer DateDec 9, 2020
Prior Transfer Doc0001412817
Record UpdatedOct 29, 2026

May 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMay 5, 2022
Property Address4535 LA JOYA LN, LAREDO, TX 78046-7553
Document Number005267/698
Book / Page5267 / 698
Map ReferenceVOL 13 PG 51
Instrument DateMay 3, 2022
Instrument1466844
Transaction TypeTransfer
Record UpdatedMay 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4535 LA JOYA LN, LAREDO, TX 78046-7553

Mortgage

Document Number0001466845
DateMay 5, 2022
Instrument1466845
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4535 la Joya Ln was $484 with exemptions applied, down 3.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$148,613 (+1%)$176,054 (+30.31%) Land $50,701 Building $125,353
2025$484.00 (-3.78%) Homeowner's exemption Senior Citizen's exemption$135,103 Land $50,701 Building $84,402$135,103 Land $50,701 Building $84,402
2024$503.00
2023$120,702 Land $38,405 Building $82,297$120,702 Land $38,405 Building $82,297
2022$802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4535 la Joya Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4535 la Joya Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on la Joya Ln

Nearby Streets

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