4535 Harper Rd, Holt, MI 48842 Property Records

Ingham County property record for 4535 Harper Rd, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,813 sqft · built 2020
Lot Size	1.18 acres (51,575 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Mar 2026)
Tax Bill	$37 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-27-400-015`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-27-400-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,813 sqft Living Area
1st Floor Area	902 sqft
Basement Area	902 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,575 sqft (1.18 acres)
Lot Dimensions	175 ft deep x 247 ft wide
Garage Type	Detached
Garage Area	440 sqft
Porch	Slab
Deck Area	120 sqft
Balcony Area	9 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4535 HARPER RD
City	HOLT
State	MI
Zip	48842-8625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	COM AT E 1/4 COR OF SEC 27, TH S89?31'34" W ALONG EW 1/4 LN 247.36 FT TO POB, TH S01?02'27" E 208.72 FT, TH S89?31'34" W
Legal Subdivision	MEADOWS
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	4
Census Block	4009
Census Tract	5501

Owner

4535 Harper Rd is owned and occupied by an individual who bought it in March 2026.

Source: Ingham County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	4535 HARPER RD, HOLT, MI 48842-8625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
Mar 24, 2026	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Jun 24, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage EMM FIN'L
Jun 25, 2020	Quit Claim Deed, Transfer CNFC TITLE
Jun 26, 2018	Warranty Deed, Transfer TRI TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2026 · Amount on File
Deed Sale	Mar 24, 2026 · Amount on File
Prior Sale	Sep 13, 2024 · Amount on File
Deed Document Number	20267301
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Recording Date	Apr 1, 2026
Property Address	4535 HARPER RD, HOLT, MI 48842-8625
Document Number	0000009429
Instrument Date	Mar 13, 2026
Instrument	20269429
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009429,
Date	Apr 1, 2026
Instrument	20269429

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.09%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Mar 24, 2026
Property Address	4535 HARPER RD, HOLT, MI 48842-8625
Document Number	0000007301
Instrument Date	Mar 13, 2026
Instrument	2026-007301
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,037.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 ARVADA DR, LEANDER, TX 78641-4503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4535 HARPER RD, HOLT, MI 48842-8625

Mortgage

Document Number	0000009429
Date	Mar 24, 2026
Instrument	2026-009429

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Jun 24, 2020
Property Address	4535 HARPER RD, HOLT, MI 48842-8625
Document Number	0000020292
Instrument Date	Apr 17, 2020
Instrument	20292
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2020
Title Company	CNFC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,296.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 JADE DR LANSING MI 489173461, LANSING, MI 48917-3461

Mortgage

Document Number	20293
Date	Jun 24, 2020
Instrument	20293

Lender

Name	EMM FIN'L
Address	CHERRY HILL, NJ 08002

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INGHAM MI
Recording Date	Jun 25, 2020
Property Address	4535 HARPER RD, HOLT, MI 48842-8625
Document Number	0000020291
Instrument Date	Apr 17, 2020
Instrument	20291
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	CNFC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13937 WEBSTER RD #A BATH MI 488088760, A, BATH, MI 48808-8760

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Jun 26, 2018
Property Address	4535 HARPER RD, HOLT, MI 48842-8625
Document Number	0000022762
Instrument Date	Jun 20, 2018
Instrument	22762
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	TRI TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13937 WEBSTER RD BATH MI 488088760, BATH, MI 48808-8760
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4535 Harper Rd was $37, down 99.2% from the year before.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Mason Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,500 (+0.46%) Land $40,700 Building $133,800	$349,000 (+0.46%) Land $81,400 Building $267,600
2025	$37.00 (-99.16%) Homeowner's exemption	$173,700 Land $40,700 Building $133,000	$347,400 Land $81,400 Building $266,000
2024	$4,410.00
2023		$151,700 Land $30,500 Building $121,200	$303,400 Land $61,000 Building $242,400
2022	$6,140.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4535 Harper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4535 Harper Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber.

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