4535 Garden Gate, Holt, MI 48842 Property Records

Ingham County property record for 4535 Garden Gate, Holt, MI 48842

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,520 sqft · built 2005
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Feb 2026)
Tax Bill	$7,491 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Feb 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-27-226-021`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-27-226-021`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	756 sqft
Basement Area	756 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	125 ft deep x 62.6 ft wide
Garage Type	Detached
Garage Area	484 sqft

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	286 sqft
Balcony Area	8 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4535 GARDEN GATE
City	HOLT
State	MI
Zip	48842-8808
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NOT APP
Legal Description	UNIT 21 GRAND MEADOWS CONDO, SEC 27 T3NR2W (NEW FOR 2006; 27-200-013 SPLIT INTO CONDO 27-226-001 TO -041 & -200, R/W
Legal Range	02W
Legal Township	03N
Legal Section	27
Legal Subdivision	GRAND MEADOWS CONDO
Legal Unit	21
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	4
Census Block	4006
Census Tract	5501

Owner

4535 Garden Gate, a condominium, is owned and occupied by two individuals who bought it in February 2026.

Source: Ingham County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1659 SEVEN TRAILS CT, OKEMOS, MI 48864-2216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage SWIFT HOME LOANS INC
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 27, 2018	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on File
Deed Sale	Feb 20, 2026 · Amount on File
Prior Sale	Oct 31, 2023 · Amount on File
Deed Document Number	20263942
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4535 GARDEN GATE, HOLT, MI 48842-8808
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4535 GARDEN GATE, HOLT, MI 48842-8808

Mortgage

Document Number	0000021484
Date	Sep 11, 2024
Instrument	2024-021484

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Feb 20, 2026
Property Address	4535 GARDEN GATE, HOLT, MI 48842-8808
Document Number	0000003942
Map Reference	LB 3150 PG 738
Instrument Date	Feb 17, 2026
Instrument	2026-003942
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	SELECT TITLE SERVICES INC, SELECT TITLE STLMT SVCS LLC

Transaction

Amount	Amount on Record
Tax	$2,587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4535 GARDEN GATE, HOLT, MI 48842-8808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1659 SEVEN TRAILS CT, OKEMOS, MI 48864-2216

Mortgage

Document Number	0000004075
Date	Feb 20, 2026
Instrument	2026-004075

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Mortgage

Document Number	0000004075
Date	Feb 23, 2026
Instrument	2026-004075

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Oct 31, 2023
Property Address	4535 GARDEN GATE, HOLT, MI 48842-8808
Document Number	0000041511
Map Reference	LB 3150 PG 738
Instrument Date	Oct 23, 2023
Instrument	2023-041511
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	NOT AVAILABLE, HEROIC TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2365 MELTON DR, HOWELL, MI 48843-8419

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	941 WATTS ST, JACKSON, MI 49203-2148

Mortgage

Document Number	0000041017
Date	Oct 24, 2023
Instrument	2023-041017

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4535 GARDEN GATE, HOLT, MI 48842-8808
Document Number	0000036520
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4535 GARDEN GATE HOLT MI 488428808, HOLT, MI 48842-8808

Mortgage

Document Number	0000036520
Date	Oct 29, 2019
Instrument	36520

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 28, 2039

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Aug 27, 2018
Property Address	4535 GARDEN GATE, HOLT, MI 48842-8808
Document Number	0000029528
Instrument Date	Aug 15, 2018
Instrument	29528
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	TRANSACTION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 DELL RD #E LANSING MI 489118112, E, LANSING, MI 48911-8112

Mortgage

Document Number	29529
Date	Aug 27, 2018
Instrument	29529

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4535 Garden Gate was $7,491 with a homeowner's exemption, up 6% from the year before.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Mason Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,300 (+4.56%) Land $35,200 Building $116,100	$302,600 (+4.56%) Land $70,400 Building $232,200
2025	$7,491.00 (+6.01%) Homeowner's exemption	$144,700 Land $35,200 Building $109,500	$289,400 Land $70,400 Building $219,000
2024	$7,066.00
2023		$122,900 Land $25,600 Building $97,300	$245,800 Land $51,200 Building $194,600
2022	$4,889.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4535 Garden Gate in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4535 Garden Gate is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber.

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