4535 Cold River Dr, Saint George, UT 84790 Property Records

Washington County property record for 4535 Cold River Dr, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,174 sqft · built 1998
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Company Names on Record
Last Sale	$372,285 (Oct 2024)
Tax Bill	$1,343 (2024)
Deeds & Mortgages	Apr 2023 Transfer Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SG-SUR-1-1B-33`

Property Details

APN / Parcel Number

Primary APN	`SG-SUR-1-1B-33`
Alternative APN	`0579923`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,174 sqft Living Area
Gross Area	1,486 sqft
1st Floor Area	1,174 sqft
Attic	Attic
Attic Area	1,098 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	549 sqft
Porch	Enclosed/Screened Porch
Porch Area	404 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0579923
Street Address	4535 COLD RIVER DR
City	SAINT GEORGE
State	UT
Zip	84790-4410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SUBDIVISION: SUN RIVER 1-1B 2ND AMD (SG) LOT: 33
Legal Subdivision	SUN RIVER 1-1B AMD
Legal Lot Number	33
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1004
Census Tract	271600

Owner

Source: Washington County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4535 COLD RIVER DR, SAINT GEORGE, UT 84790-4410
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Intrafamily Transfer, Transfer
Apr 12, 2023	Personal Representative Deed, Transfer · VA Mortgage WINTRUST MORTGAGE
Apr 22, 2022	Warranty Deed, Transfer · Conventional Mortgage UTAH COMMUNITY CU
Jan 31, 2022	Warranty Deed, Transfer · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
Oct 13, 2021	Affidavit of Death of Trustee, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2024 · Amount on Record
Deed Sale	Oct 9, 2024 · Amount on Record
Prior Sale	Apr 12, 2023 · Amount on Record
Deed Document Number	202431841
Prior Transfer Date	Oct 4, 2024
Prior Transfer Doc	0000031841
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Apr 24, 2023
Property Address	4535 COLD RIVER DR, SAINT GEORGE, UT 84790-4410
Document Number	0000011437
Instrument Date	Apr 14, 2023
Instrument	20230011437
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	4535 COLD RIVER DR, SAINT GEORGE, UT 84790-4410

April 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WASHINGTON UT
Recording Date	Apr 12, 2023
Property Address	4535 COLD RIVER DR, SAINT GEORGE, UT 84790-4410
Document Number	0000010028
Instrument Date	Apr 10, 2023
Instrument	20230010028
Transaction Type	Transfer
Record Updated	Apr 27, 2023
Title Company	SOUTHERN UTAH TITLE COMPANY, SOUTHERN UTAH TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4535 COLD RIVER DR, ST GEORGE, UT 84790-4410

Mortgage

Document Number	0000010029
Date	Apr 12, 2023
Instrument	20230010029

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Apr 22, 2022
Property Address	4535 COLD RIVER DR, SAINT GEORGE, UT 84790-4410
Document Number	0000022638
Instrument Date	Apr 20, 2022
Instrument	20220022638
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4535 COLD RIVER DR, SAINT GEORGE, UT 84790-4410

Mortgage

Document Number	0000022642
Date	Apr 22, 2022
Instrument	20220022642

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Jan 31, 2022
Property Address	4535 COLD RIVER DR, SAINT GEORGE, UT 84790-4410
Document Number	0000006134
Instrument Date	Jan 14, 2022
Instrument	20220006134
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4535 COLD RIVER DR, SAINT GEORGE, UT 84790-4410

Mortgage

Document Number	0000006135
Date	Jan 31, 2022
Instrument	20220006135

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Jan 12, 2097

October 2021: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	WASHINGTON UT
Recording Date	Oct 13, 2021
Property Address	4535 COLD RIVER DR, SAINT GEORGE, UT 84790-4410
Document Number	0000066444
Instrument Date	Oct 5, 2021
Instrument	20210066444
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,245 (-0.27%) Land $60,500 Building $140,745	$365,900 (-0.27%) Land $110,000 Building $255,900
2025		$201,795 (-3.27%) Land $60,500 Building $141,295	$366,900 (-3.27%) Land $110,000 Building $256,900
2024	$1,343.00
2023		$208,615	$379,300 Land $105,000 Building $274,300
2022	$1,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1989–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 67% of Utah
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
InfoWest Fiber · Fixed Wireless	2,000 / 2,000
TDS Telecom Cable	1,000 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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