Indian River County property record for 4535 56th Ave, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,542 sqft · built 2003 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Owner Name on File |
| Last Sale | $82,500 (Aug 2009) |
| Tax Bill | $1,218 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-39-21-00003-0110-00007.0 |
| Primary APN | 32-39-21-00003-0110-00007.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,542 sqft Living Area |
| 1st Floor Area | 1,542 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Area | 352 sqft |
| Driveway | Driveway |
| Driveway Area | 264 sqft |
| Porch | Open Porch |
| Porch Area | 54 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 46816 |
|---|---|
| Street Address | 4535 56TH AVE |
| City | VERO BEACH |
| State | FL |
| Zip | 32967-4447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | KINGS HIGHLANDS SUB BLK 11 LOT 7 PBI 4-90 |
| Legal Range | 39 |
| Legal Township | 32 |
| Legal Section | 21 |
| Legal Subdivision | KINGS HIGHLANDS |
| Legal Block | 11 |
| Legal Lot Number | 7 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50304 |
The current owner of 4535 56th Ave bought it in August 2009.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4535 56TH AVE, VERO BEACH, FL 32967-4447 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Partial Claim Mortgage PNC BANK NA |
| Aug 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA |
| Jan 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA |
| Apr 1, 2020 | Loan Modification, Mortgage · FHA Mortgage PNC BK |
| Dec 13, 2016 | Loan Modification, Mortgage · FHA Mortgage PNC BK |
| Last Sale | Aug 10, 2009 · Amount on File |
|---|---|
| Deed Sale | Aug 10, 2009 · Amount on File |
| Prior Sale | Sep 16, 2008 |
| Deed Document Number | 2010646 |
| Deed Book / Page | 2360 / 0368 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 4535 56TH AVE, VERO BEACH, FL 32967-4447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4535 56TH AVE, VERO BEACH, FL 32967-4447 |
| Document Number | 0038340707 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 3834/707 |
| Instrument | 3120260004126 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 475 Months |
| Due | Aug 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 4535 56TH AVE, VERO BEACH, FL 32967-4447 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4535 56TH AVE, VERO BEACH, FL 32967-4447 |
| Document Number | 0036450605 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 3645/605 |
| Instrument | 3120230042848 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 321 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 4535 56TH AVE, VERO BEACH, FL 32967-4447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4535 56TH AVE, VERO BEACH, FL 32967-4447 |
| Document Number | 0035060886 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 3506/886 |
| Instrument | 3120220005622 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | May 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 4535 56TH AVE, VERO BEACH, FL 32967-4447 |
| Document Number | 0033030659 |
| Instrument Date | Apr 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4535 56TH AVE VERO BEACH FL 329674447, VERO BEACH, FL 32967-4447 |
| Document Number | 0033030659 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 003303/000659 |
| Instrument | 28711 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 4535 56TH AVE, VERO BEACH, FL 32967-4447 |
| Document Number | 0030000848 |
| Instrument Date | Dec 13, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4535 56TH AVE VERO BEACH FL 329674447, VERO BEACH, FL 32967-4447 |
| Document Number | 0030000848 |
|---|---|
| Date | Feb 9, 2017 |
| Book Page | 003000/000848 |
| Instrument | 7210 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 8, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 4535 56th Ave was $1,218.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,218.00 | $96,419 | $231,302 Land $20,825 Building $210,477 |
| 2023 | $911.00 (+3.88%) | $90,972 (+3%) | $220,802 (+18.62%) Land $19,338 Building $201,464 |
| 2022 | $877.00 | $88,322 | $186,150 Land $16,363 Building $169,787 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4535 56th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4535 56th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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