4535 513th Ave, Ames, IA 50014 Property Records

Story County property record for 4535 513th Ave, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,162 sqft · built 1974
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Mar 2025)
Tax Bill	$3,828 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-350-125`

Property Details

APN / Parcel Number

Primary APN	`05-20-350-125`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,162 sqft Living Area
1st Floor Area	1,303 sqft
Attic	Attic
Attic Area	307 sqft
Basement Area	1,303 sqft
Finished Basement	815 sqft
Unfinished Basement	488 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	93 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4535 513TH AVE
City	AMES
State	IA
Zip	50014-9035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1, RESID
Legal Description	NORTHWOOD HTS 2ND LOT 6 EX COM SW COR LOT 1 NE 111' TO BEG NE229.4' SE20' SW147.4' SW77.9' NW20.4' TO BEG
Legal Range	24W
Legal Township	84N
Legal Section	20
Legal Subdivision	NORTHWOOD HEIGHTS SD 2ND ADD
Legal Lot Number	1,6
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1013
Census Tract	104

Owner

4535 513th Ave is owned and occupied by an individual who bought it in March 2025.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	4535 513TH AVE, AMES, IA 50014-9035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2025 · Amount on File
Deed Sale	Mar 11, 2025 · Amount on File
Prior Sale	Jul 10, 2024 · Amount on File
Deed Document Number	20251577
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	4535 513TH AVE, AMES, IA 50014-9035
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700009782
Date	Sep 22, 2017
Instrument	2017-00009782

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 2, 2047

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	4535 513TH AVE, AMES, IA 50014-9035
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301361
Date	Mar 13, 2023
Instrument	2023-01361

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 22, 2019
Property Address	4535 513TH AVE, AMES, IA 50014-9035
Document Number	0201903991
Instrument Date	May 9, 2019
Instrument	2019-03991
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4535 513TH AVE, AMES, IA 50014-9035

Mortgage

Document Number	0201903992
Date	May 22, 2019
Instrument	2019-03992

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4535 513th Ave was $3,828 with a homeowner's exemption, down 8% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,828.00 (-7.98%) Homeowner's exemption	$294,400 Land $162,500 Building $131,900	$294,400 Land $162,500 Building $131,900
2024	$4,160.00
2023		$321,400 Land $163,900 Building $157,500	$321,400 Land $163,900 Building $157,500
2022	$3,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4535 513th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4535 513th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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