45345 311th St, Meckling (Vermillion), SD 57069 Property Records

Clay County property record for 45345 311th St, Meckling, SD 57069

Property Summary

Property Type	Commercial
Details	12 bd · 12 ba · 10,392 sqft · built 2003
Lot Size	9.93 acres (432,551 sqft)
Owner	Company Name on File
Last Sale	$1,500,000 (Feb 2024)
Tax Bill	$21,851 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09000-09353-172-00`

Property Details

APN / Parcel Number

Primary APN	`09000-09353-172-00`

Interior

Bedrooms	12 Beds
Full Baths	12 Baths
Plumbing Fixtures	42 Plumbing Fixtures
Total Rooms	17 Rooms
Stories	1 Story
Building Area	10,392 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Metal
Roof Material	Composition Shingle
Lot Area	432,551 sqft (9.93 acres)
Garage Type	Detached
Garage Area	1,584 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Shed	1 Shed
Shed Area	168 sqft
Utility Building	3,150 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	45345 311TH ST
City	MECKLING
State	SD
Zip	57069-4400
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	TRACT8 EMMICKS ADDN NE 1/4 NW 1/4 17-93-53 MECKLING TWP
Legal Subdivision	EMMICKS ADDITION
Legal Tract	8
Jurisdiction	CLAY SD
Township / Civil Division	MECKLING
Census Block Group	3
Census Block	3074
Census Tract	965800

Owner

45345 311th St, a commercial property, is owned by a company that bought it in February 2024.

Source: Clay County records, as of April 7, 2026

Owner of Record	Company Name on File
Mailing Address	401 E 8TH ST, 207, SIOUX FALLS, SD 57103-7033
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Feb 20, 2024	Deed of Trust, Mortgage · SBA Mortgage FIRST BANK & TRUST
Feb 20, 2024	Warranty Deed, Transfer · SBA Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024 · Amount on File
Deed Sale	Feb 15, 2024 · Amount on File
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	45345 311TH ST, MECKLING, SD 57069-4400
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45345 311TH ST, MECKLING, SD 57069-4400

Mortgage

Document Number	0MT145/507
Date	Oct 12, 2021
Book Page	MT145/507
Instrument	146384

Lender

Name	CENTRAL BANK
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	45345 311TH ST, MECKLING, SD 57069-4400
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45345 311TH ST, MECKLING, SD 57069-4400

Mortgage

Document Number	0MT145/549
Date	Oct 21, 2021
Book Page	MT145/549
Instrument	146451

Lender

Name	CENTRAL BANK
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	45345 311TH ST, MECKLING, SD 57069-4400
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E 8TH ST 207, 207, SIOUX FALLS, SD 57103-7033

Mortgage

Document Number	0MT147/844
Date	Feb 20, 2024
Book Page	MT147/844
Instrument	A20240197

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	110 N MINNESOTA AVE STE 100, SIOUX FALLS, SD 57104

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 15, 2025

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Feb 20, 2024
Property Address	45345 311TH ST, MECKLING, SD 57069-4400
Document Number	000D83/614
Book / Page	D83 / 614
Instrument Date	Feb 15, 2024
Instrument	A20240195
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E 8TH ST STE 207, 207, SIOUX FALLS, SD 57103-7033

Mortgage

Document Number	0A20240196
Date	Feb 20, 2024
Instrument	A20240196

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 15, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 45345 311th St was $21,851, up 55.8% from the year before.

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
County Subdivision	Meckling Township
Unified School District	Gayville-Volin School District 63-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$21,851.00 (+55.77%)	$1,268,636 Land $116,975 Building $1,151,661
2024	$14,028.00
2023		$811,388 Land $6,069 Building $805,319
2022	$11,705.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45345 311th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45345 311th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 75% of South Dakota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Santel Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
South Dakota Wireless Internet Fixed Wireless	100 / 20

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