4534 Smith Rd, Norwood (Cincinnati), OH 45212 Property Records

Hamilton County property record for 4534 Smith Rd, Norwood, OH 45212

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 3,183 sqft · built 1915
Lot Size0.071 acres (3,093 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Jun 2016)
Tax Bill$5,430 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Apr 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN651-0028-0008-00

Property Details

APN / Parcel Number

Primary APN651-0028-0008-00

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area3,183 sqft Finished Area
1st Floor Area1,288 sqft
2nd Floor Area1,304 sqft
Upper Floors Area986 sqft
AtticAttic
Attic Area591 sqft
Basement Area1,272 sqft

Exterior

Year BuiltBuilt 1915
Architectural StyleConventional
Exterior MaterialBrick
Lot Area3,093 sqft (0.071 acres)
Lot Dimensions99 ft deep x 44 ft wide
PorchPorch
Porch Area448 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4534 SMITH RD
CityNORWOOD
StateOH
Zip45212-3293
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Description4534 SMITH RD 44 X 99.38 IRR PT LOT 43 NORWOOD PK 1ST SUB
Legal SubdivisionNORWOOD PARK 1ST SUB
Legal Lot Number43
JurisdictionHAMILTON OH
Township / Civil DivisionNORWOOD
Census Block Group1
Census Block1009
Census Tract25401

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4211 LOWRY AVE, CINCINNATI, OH 45212-2815
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2023Deed of Trust, Mortgage · Line of Credit
CINFED CU
Apr 27, 2021Deed of Trust, Mortgage · Line of Credit
CINFED CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2016 · Amount on Record
Deed SaleJun 17, 2016 · Amount on Record
Prior SaleMay 23, 2014 · Amount on Record
Deed Document Number16-0054507
Deed Book / Page013190 / 000199
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4534 SMITH RD, NORWOOD, OH 45212-3293
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4211 LOWRY AVE, CINCINNATI, OH 45212-2815

Mortgage

Document Number0000087103
DateDec 12, 2023
Book Page15060/1164
Instrument2023-0087103
Lender
NameCINFED CU
TypeCredit Union
AddressCINCINNATI, OH 45209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 25, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4534 SMITH RD, NORWOOD, OH 45212-3293
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4228 TOWER AVE, CINCINNATI, OH 45217-1727

Mortgage

Document Number0000052135
DateApr 27, 2021
Book Page14405/226
Instrument2021-0052135
Lender
NameCINFED CU
TypeCredit Union
AddressCINCINNATI, OH 45209
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityNorwood City
Unified School DistrictNorwood City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,430.00 (-2.48%)$101,966 (-) Land $17,679 Building $84,287
2024$5,568.00 (+3.67%)$101,966 (-) Land $17,679 Building $84,287
2023$5,371.00 (+51.38%)$101,966 (+89.3%) Land $17,679 Building $84,287$291,330 (+89.3%) Land $50,510 Building $240,820
2022$3,548.00 Homeowner's exemption$53,865 Land $8,015 Building $45,850
2020$153,900 Land $22,900 Building $131,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORWOOD CITY PWS
serves 19,870 people · EPA ID OH3101703
Water SourcePurchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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