4534 Rutledge Dr, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 4534 Rutledge Dr, Palm Harbor, FL 34685

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,093 sqft · built 2001
Lot Size	0.525 acres (22,908 sqft)
Owner	2 Owner Names on File
Last Sale	$92,000 (Aug 1999)
Tax Bill	$11,218 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-756-9630-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-756-9630-2`
Alternative APNs	`20-27-16-76042-000-0080` `R215167`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	4,093 sqft Heated Area
1st Floor Area	4,093 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Architectural Style	Dome
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	22,908 sqft (0.525 acres)
Lot Dimensions	140 ft deep x 90 ft wide
View / Lot	Park
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	596 sqft
Deck Area	150 sqft
Patio Area	150 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R215167
Street Address	4534 RUTLEDGE DR
City	PALM HARBOR
State	FL
Zip	34685-3671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBINWOOD AT LANSBROOK LOT 8
Legal Range	16
Legal Township	27
Legal Section	20
Legal Subdivision	ROBINWOOD AT LANSBROOK
Legal Lot Number	8
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	27328

Owner

The current owner of 4534 Rutledge Dr bought it in August 1999.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	2 Owner Names on File
Mailing Address	4534 RUTLEDGE DR, PALM HARBOR, FL 34685-3671
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 1999 · Amount on File
Deed Sale	Aug 4, 1999 · Amount on File
Deed Document Number	0106131373
Deed Book / Page	10613 / 1373
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4534 RUTLEDGE DR, PALM HARBOR, FL 34685-3671
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4534 RUTLEDGE DR, PALM HARBOR, FL 34685-3671

Mortgage

Document Number	0215101194
Date	Apr 29, 2021
Book Page	21510/1194
Instrument	2021141251

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	316 Months
Due	Aug 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4534 Rutledge Dr was $11,218 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,218.00 Homeowner's exemption	$646,198	$1,240,985 Land $157,971 Building $1,083,014
2023	$10,469.00 (+2.58%) Homeowner's exemption	$609,695 (+3%)	$1,010,665 (+28.15%) Land $220,537 Building $790,128
2022	$10,206.00 Homeowner's exemption	$591,937	$788,685 Land $173,960 Building $614,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4534 Rutledge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 247 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	247 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4534 Rutledge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35