San Bernardino County property record for 4534 Elm St, Chino, CA 91710
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,959 sqft · built 1976 |
| Lot Size | 1.04 acres (45,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Sep 2012) |
| Tax Bill | $5,731 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1013-091-13-0000 |
| Primary APN | 1013-091-13-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,959 sqft Living Area |
| Gross Area | 2,571 sqft |
| 1st Floor Area | 1,959 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 45,492 sqft |
| Lot Dimensions | 223 ft deep x 204 ft wide |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 42 sqft |
| Patio Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 4534 ELM ST |
|---|---|
| City | CHINO |
| State | CA |
| Zip | 91710-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | PARCEL MAP 2870 PARCEL 1 |
| Legal Subdivision | PARCEL MAP NO. 2870 |
| Legal Block | 3 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 403 |
4534 Elm St is owned and occupied by two individuals who bought it in September 2012.
Source: San Bernardino County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4534 ELM ST, CHINO, CA 91710-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2012 · Amount on File |
| Deed Sale | Sep 6, 2012 · Amount on File |
| Deed Document Number | 2012365730 |
| Prior Transfer Date | Aug 30, 2012 |
| Prior Transfer Doc | 0000367894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 26, 2026 |
| Property Address | 4534 ELM ST, CHINO, CA 91710-1606 |
| Document Number | 0000224400 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 2026224400 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 4534 ELM ST, CHINO, CA 91710-1606 |
| Document Number | 0000224400, |
|---|---|
| Date | Aug 26, 2026 |
| Instrument | 2026224400 |
| Name | BMO HARRIS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 24, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 4534 Elm St was $5,731.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Chino Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $523,711 (+2%) Land $178,048 Building $345,663 | |
| 2025 | $5,731.00 | $513,442 Land $174,557 Building $338,885 |
| 2023 | $5,424.00 (+0.59%) | $493,503 Land $167,778 Building $325,725 |
| 2022 | $5,392.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4534 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4534 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTE VISTA WD serves 56,390 people · EPA ID CA3610029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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