Florence County property record for 4534 Cato Rd, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 1999 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $176,000 (Jan 2006) |
| Tax Bill | $515 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00213-01-125 |
| Primary APN | 00213-01-125 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,700 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 56,192 sqft (1.29 acres) |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4534 CATO RD |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-3717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CATO ROAD PARCEL A |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | PAMPLICO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1602 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4534 CATO RD, EFFINGHAM, SC 29541-3717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2006 · Amount on Record |
| Deed Sale | Jan 23, 2006 · Amount on Record |
| Deed Book / Page | 983 / 1105 |
| Last Transfer Date | May 12, 2008 |
| Transfer Doc | 0185001492 |
| Record Updated | Oct 29, 2026 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $515.00 (-3.01%) | $7,743 (-99.86%) Land $492 Building $7,251 | $193,592 (-98.63%) Land $12,300 Building $181,292 |
| 2023 | $531.00 (+29.51%) Homeowner's exemption | $5,635,045 (+99,900.8%) Land $492,000 Building $5,143,045 | $14,087,614 (+9,900.01%) Land $1,230,000 Building $12,857,614 |
| 2022 | $410.00 Homeowner's exemption | $5,635 Land $492 Building $5,143 | $140,876 Land $12,300 Building $128,576 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 75% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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