45338 Co Rd 577, Jay, OK 74346 Property Records

Delaware County property record for 45338 Co Rd 577, Jay, OK 74346

Property Summary

Property Type	Rural Home
Details	1 ba · 672 sqft · built 1976
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$36 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22N23E-28-1-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`22N23E-28-1-00000-000-0000`
Alternative APNs	`0034906` `34906`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area

Exterior

Year Built	Built 1976
Architectural Style	Mobile Home
Exterior Material	Metal
Roof Material	Metal
Lot Area	653,400 sqft (15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34906
Street Address	45338 COUNTY ROAD 577
City	JAY
State	OK
Zip	74346-6912
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	28-22-23 S2 NW SW NE, SW SW NE 924-95 1684-625
Legal Range	23E
Legal Township	22N
Legal Section	28
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	3
Census Block	3058
Census Tract	376000

Owner

Source: Delaware County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45338 COUNTY ROAD 577, JAY, OK 74346-6912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2005
Deed Sale	Oct 5, 2005
Deed Document Number	0000164625
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	45338 COUNTY ROAD 577, JAY, OK 74346-6912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2277/098
Date	Apr 22, 2019
Book Page	2277/098
Instrument	2019-002998

Lender

Name	GRAND SAVINGS BANK
Type	Bank
Address	GROVE, OK 74344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$36.00 Homeowner's exemption	$1,413 (+2.99%) Land $784 Building $629	$20,726 (-) Land $12,722 Building $8,004
2024	$36.00 (+24.14%) Homeowner's exemption	$1,372 (+3.08%) Land $761 Building $611	$20,726 (+42.28%) Land $12,722 Building $8,004
2023	$29.00 Homeowner's exemption	$1,331 Land $733 Building $598	$14,567 Land $7,472 Building $7,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 67% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company DSL	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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