4533 Mount Oak Rd, Arab, AL 35016 Property Records

Marshall County property record for 4533 Mount Oak Rd, Arab, AL 35016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,536 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$499 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-03-05-0-000-054.001`

Property Details

APN / Parcel Number

Primary APN	`13-03-05-0-000-054.001`
Alternative APNs	`133050000054001` `115519`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	115519
Street Address	4533 MOUNT OAK RD
City	ARAB
State	AL
Zip	35016-4635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEGIN INT OF S LN OF SW1/4-SE1/4 OF SEC 5-8-1 BEING THE SE COR; THN W 475'; N 91'; E 475'; S 91' TO THE POB CONT 1 ACD
Legal Range	1E
Legal Township	8S
Legal Section	05
Jurisdiction	MARSHALL AL
Township / Civil Division	ARAB
Census Block Group	3
Census Block	3013
Census Tract	30402

Owner

4533 Mount Oak Rd is owned and occupied by an individual who acquired it in September 2007.

Source: Marshall County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4533 MOUNT OAK RD, ARAB, AL 35016-4635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2007
Deed Sale	Sep 27, 2007
Prior Sale	Jul 14, 2006
Deed Document Number	20073007979
Deed Book / Page	4351 / 281
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	4533 MOUNT OAK RD, ARAB, AL 35016-4635
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003260041
Date	Mar 3, 2023
Book Page	6936/264
Instrument	3260041

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 23, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 4533 Mount Oak Rd was $499 with a homeowner's exemption, up 6.9% from the year before.

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$499.00 (+6.85%) Homeowner's exemption
2025	$467.00	$10,900	$125,000 Land $17,200 Building $107,800
2023	$415.00	$10,900	$108,700 Land $9,500 Building $99,200
2021	$361.00 Homeowner's exemption	$9,720	$97,100 Land $9,500 Building $87,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4533 Mount Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4533 Mount Oak Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Starlink Satellite	280 / 30