4533 Gusto Ct, Guadalupe, CA 93434 Property Records

Santa Barbara County property record for 4533 Gusto Ct, Guadalupe, CA 93434

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,963 sqft · built 2018
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$448,000 (Mar 2018)
Tax Bill	$6,318 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`113-480-035`

Property Details

APN / Parcel Number

Primary APN	`113-480-035`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,963 sqft Total Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	4533 GUSTO CT
City	GUADALUPE
State	CA
Zip	93434-1862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRACT NO 29 061
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	GUADALUPE
Census Block Group	1
Census Block	1033
Census Tract	2503

Owner

4533 Gusto Ct is owned and occupied by two individuals who bought it in March 2018.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4533 GUSTO CT, GUADALUPE, CA 93434-1862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Mar 2, 2018	Grant Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on File
Deed Sale	Mar 2, 2018 · Amount on File
Deed Document Number	20188373
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4533 GUSTO CT, GUADALUPE, CA 93434-1862
Transaction Type	Mortgage
Record Updated	Jul 24, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4533 GUSTO CT, GUADALUPE, CA 93434-1862

Mortgage

Document Number	0000020222
Date	Jul 13, 2023
Instrument	2023-0020222

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 1, 2028

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4533 GUSTO CT, GUADALUPE, CA 93434-1862
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042248
Date	Aug 13, 2020
Instrument	2020-0042248

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 2, 2018
Property Address	4533 GUSTO CT, GUADALUPE, CA 93434-1862
Document Number	0000008373
Map Reference	MB207 PG85-95
Instrument Date	Mar 1, 2018
Instrument	2018-0008373
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4533 GUSTO CT, GUADALUPE, CA 93434-1862

Mortgage

Document Number	0000008374
Date	Mar 2, 2018
Instrument	2018-0008374

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4533 Gusto Ct was $6,318 with a homeowner's exemption, up 2.2% from the year before.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Guadalupe City
Elementary School District	Guadalupe Union Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$519,819 (+2%) Land $174,084 Building $345,735
2025	$6,318.00 (+2.17%) Homeowner's exemption	$509,627 Land $170,671 Building $338,956
2024	$6,184.00 (+6.99%)
2023	$5,780.00 (+3.31%) Homeowner's exemption Additional exemption filed	$489,840 Land $164,045 Building $325,795
2022	$5,595.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4533 Gusto Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4533 Gusto Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUADALUPE WATER DEPARTMENT serves 8,897 people · EPA ID CA4210003
Water Source	Purchased surface water from CENTRAL COAST WATER AUTHORITY
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Astound Broadband, Frontier, Verizon.

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