4533 Craigmoss Ln, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 4533 Craigmoss Ln, Charlotte, NC 28278

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,712 sqft · built 2010
Lot Size	0.073 acres (3,188 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Dec 2018)
Tax Bill	$3,259 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`199-193-49`

Property Details

APN / Parcel Number

Primary APN	`199-193-49`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,712 sqft Heated Area
Gross Area	2,076 sqft
1st Floor Area	976 sqft
Upper Floors Area	704 sqft

Exterior

Year Built	Built 2010
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	3,188 sqft (0.073 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	199-193-49
Street Address	4533 CRAIGMOSS LN
City	CHARLOTTE
State	NC
Zip	28278-6672
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MX-1
Legal Description	L116 M48-842
Legal Subdivision	VILLAGE/PRESTWICK
Legal Lot Number	116
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5923

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4533 CRAIGMOSS LN, CHARLOTTE, NC 28278-6672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 12, 2018	Warranty Deed, Transfer · Conventional with PMI TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2018 · Amount on Record
Deed Sale	Dec 12, 2018 · Amount on Record
Prior Sale	Dec 30, 2010 · Amount on Record
Deed Document Number	0003316419
Deed Book / Page	33164 / 19
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4533 CRAIGMOSS LN, CHARLOTTE, NC 28278-6672
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000239471
Date	Dec 21, 2021
Book Page	36892/753
Instrument	2021239471

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 12, 2018
Property Address	4533 CRAIGMOSS LN, CHARLOTTE, NC 28278-6672
Document Number	0000153002
Book / Page	033164 / 000019
Instrument Date	Dec 6, 2018
Instrument	153002
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4533 CRAIGMOSS LN CHARLOTTE NC 282786672, CHARLOTTE, NC 28278-6672

Mortgage

Document Number	153003
Date	Dec 12, 2018
Book Page	033164/000022
Instrument	153003

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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