45326 196th Ave SE, Enumclaw, WA 98022 Property Records

King County property record for 45326 196th Ave SE, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,390 sqft · built 1932
Lot Size	15 acres (656,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Oct 2025)
Tax Bill	$8,589 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000640-0006`

Property Details

APN / Parcel Number

Primary APN	`000640-0006`
Alternative APN	`000640000600`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,390 sqft Living Area
Gross Area	1,690 sqft
1st Floor Area	760 sqft
Upper Floors Area	170 sqft
Basement Area	760 sqft
Finished Basement	460 sqft
Unfinished Basement	300 sqft
Elevator	Elevator

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	656,013 sqft
View / Lot	Mountain

Exterior Amenities

Porch	Open Porch
Porch Area	590 sqft
Deck Area	260 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	000640000600
Street Address	45326 196TH AVE SE
City	ENUMCLAW
State	WA
Zip	98022-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-35
Legal Description	PORTER A L-D C #37 BEG S 00-02-00 E 1545.6 FT & S 89-12-00 E 20 FT OF NW COR OF SEC 29 TH S 89-12-00 E 772 FT TH S 00-02-00 E 1441.4 FT TH N 54-23-00 W 100 FT TH NWLY ALG ELY MGN CO RD 1587.78 FT TO BEG
Legal Range	06
Legal Township	20
Legal Section	29
Legal Subdivision	PORTER # 37
Legal Lot Number	POR
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	2
Census Block	2009
Census Tract	31301

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45326 196TH AVE SE, ENUMCLAW, WA 98022-9516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage GLOBAL CU
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jun 25, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Dec 5, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	2025679
Prior Transfer Date	Oct 1, 2004
Prior Transfer Doc	0000000511
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	45326 196TH AVE SE, ENUMCLAW, WA 98022-9516
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45326 196TH AVE SE, ENUMCLAW, WA 98022-9516

Mortgage

Document Number	0000000355
Date	Feb 24, 2022
Instrument	20220224000355

Lender

Name	UMPQUA BANK
Type	Bank
Address	FEDERAL WAY, WA 98003

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Oct 1, 2025
Property Address	45326 196TH AVE SE, ENUMCLAW, WA 98022-9516
Document Number	0000000679
Instrument Date	Sep 30, 2025
Instrument	20251001000679
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45326 196TH AVE SE, ENUMCLAW, WA 98022-9516

Mortgage

Document Number	0000000680
Date	Oct 1, 2025
Instrument	20251001000680

Lender

Name	GLOBAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	11.1%
Index	1-Year CMT
Max Rate	11.1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	45326 196TH AVE SE, ENUMCLAW, WA 98022-9516
Transaction Type	Mortgage
Record Updated	Feb 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001506
Date	Jan 21, 2021
Instrument	20210121001506

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jun 25, 2020
Property Address	45326 196TH AVE SE, ENUMCLAW, WA 98022-9516
Document Number	0000001368
Instrument Date	Jun 16, 2020
Instrument	20200625001368
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,853.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45326 196TH AVE SE, ENUMCLAW, WA 98022-9516

Mortgage

Document Number	0000001369
Date	Jun 25, 2020
Instrument	20200625001369

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KING WA
Recording Date	Dec 5, 2019
Property Address	45326 196TH AVE SE, ENUMCLAW, WA 98022-9516
Document Number	0000001324
Instrument Date	Nov 23, 2019
Instrument	201912051324
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45326 196TH AVE SE ENUMCLAW WA 980229516, ENUMCLAW, WA 98022-9516

Mortgage

Document Number	1325
Date	Dec 5, 2019
Instrument	201912051325

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,589.00 (+0.5%)
2025		$838,000 (+0.6%) Land $601,000 Building $237,000	$838,000 (+0.6%) Land $601,000 Building $237,000
2024	$8,546.00 (+6.37%)	$833,000 (+1.59%) Land $434,000 Building $399,000	$833,000 (+1.59%) Land $434,000 Building $399,000
2022	$8,034.00	$820,000 Land $427,000 Building $393,000	$820,000 Land $427,000 Building $393,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skynet Broadband Fixed Wireless	100 / 100
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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