4532 Olivegate Dr, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4532 Olivegate Dr, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,680 sqft · built 1973
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Apr 2025)
Tax Bill	$5,928 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`247-0304-010-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0304-010-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	840 sqft
2nd Floor Area	840 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Pool Area	6,530 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4532 OLIVEGATE DR
City	FAIR OAKS
State	CA
Zip	95628-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	OLIVEGATE, LOT 54
Legal Subdivision	OLIVEGATE
Legal Lot Number	54
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	7905

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4532 OLIVEGATE DR, FAIR OAKS, CA 95628-5602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Mar 9, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 15, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Book / Page	20250407 / 809
Prior Transfer Date	Nov 2, 1994
Prior Transfer Doc	9411000780
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4532 OLIVEGATE DR, FAIR OAKS, CA 95628-5602
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4532 OLIVEGATE DR, FAIR OAKS, CA 95628-5602

Mortgage

Document Number	0000000032
Date	Jan 9, 2026
Instrument	202601090032

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4532 OLIVEGATE DR, FAIR OAKS, CA 95628-5602
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4532 OLIVEGATE DR, FAIR OAKS, CA 95628-5602

Mortgage

Document Number	0000000761
Date	Mar 9, 2022
Instrument	2022030900761

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4532 OLIVEGATE DR, FAIR OAKS, CA 95628-5602
Document Number	1911211435
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4532 OLIVEGATE DR FAIR OAKS CA 956285602, FAIR OAKS, CA 95628-5602

Mortgage

Document Number	1911211435
Date	Nov 21, 2019
Instrument	1911211435

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,000 (+35.73%) Land $127,500 Building $535,500
2025	$5,928.00 (+2.14%)	$488,480 (+4.04%) Land $89,238 Building $399,242
2024	$5,804.00 (+1.61%)
2023	$5,712.00 (+2.04%)	$469,514 Land $85,774 Building $383,740
2022	$5,598.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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