Santa Cruz County property record for 4532 High Gulch Rd, Soquel, CA 95073 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,325 sqft · built 1950 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $720,000 (Aug 2006) |
| Tax Bill | $11,720 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-321-05 |
| Primary APN | 104-321-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,325 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 11,021 sqft (0.253 acres) |
| Terrain | Steep |
| Deck Area | 894 sqft |
| Patio Area | 894 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4532 HIGH GULCH RD |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-9443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SOQUEL AUGMENTATION RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 122001 |
Source: Santa Cruz County records · APN 104-321-05
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4532 HIGH GULCH RD, SOQUEL, CA 95073-9443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Sep 24, 2019 | Deed of Trust, Mortgage · ARM MUFG UNION BANK NA |
| Jan 22, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2006 · Amount on Record |
| Deed Sale | Aug 18, 2006 · Amount on Record |
| Deed Document Number | 200648561 |
| Last Transfer Date | Jan 19, 2021 |
| Transfer Doc | 0000003640 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4532 HIGH GULCH RD, SOQUEL, CA 95073-9443 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4532 HIGH GULCH RD, SOQUEL, CA 95073-9443 |
| Document Number | 0000021981 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021-0021981 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4532 HIGH GULCH RD, SOQUEL, CA 95073-9443 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000028944 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 2019-0028944 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Oct 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 10.3% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 22, 2021 |
| Property Address | 4532 HIGH GULCH RD, SOQUEL, CA 95073-9443 |
| Document Number | 0000003640 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 3640 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4532 HIGH GULCH RD SOQUEL CA 950739443, SOQUEL, CA 95073-9443 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $983,945 (+2%) Land $590,367 Building $393,578 | ||
| 2025 | $11,720.00 (+9.15%) | $964,652 (+4.04%) Land $578,791 Building $385,861 | |
| 2023 | $10,738.00 (+2.43%) | $927,193 Land $556,316 Building $370,877 | $834,840 |
| 2022 | $10,483.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 43 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 43 in force 35 of 43 on primary residences |
| Nearby Flood Claims | 25 (1982–2023) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Jan 2023, tidal / storm surge, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Flood Events |
|
| Wildfire Risk | Low above 37% of the US · above 22% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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