4532 Fairwind Ct, Destin, FL 32541 Property Records

Okaloosa County property record for 4532 Fairwind Ct, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,735 sqft · built 2017
Lot Size	0.55 acres (23,948 sqft)
Owner	Individual Name on File
Last Sale	$4,999,000 (Apr 2021)
Tax Bill	$49,043 (2025)
Deeds & Mortgages	Dec 2022 Transfer Apr 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-5439-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-5439-7`
Alternative APNs	`00-2S-22-0515-0000-0160` `22S200051500000160`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,735 sqft Living Area
Gross Area	10,040 sqft
1st Floor Area	3,728 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Slate
Lot Area	23,948 sqft (0.55 acres)
Lot Width	109 ft Width
Garage Type	Attached
Garage Area	1,650 sqft
Porch	Finished/Open Porch
Porch Area	2,700 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4532 FAIRWIND CT
City	DESTIN
State	FL
Zip	32541-5312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMMODORE POINT S/D LOT 16 LESS THE ELY 3FT
Legal Subdivision	COMMODORE POINT S/D
Legal Block	1
Legal Lot Number	16
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

4532 Fairwind Ct is owned and occupied by an individual who acquired it in December 2022.

Source: Okaloosa County records, as of January 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4532 FAIRWIND CT, DESTIN, FL 32541-5312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Intrafamily Transfer, Transfer
Apr 1, 2021	Warranty Deed, Transfer AQUA TITLE SERVICES
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Nov 14, 2017	Grant Deed ATTORNEY ONLY
Oct 26, 2017	Loan Modification, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Prior Sale	Dec 15, 2015 · Amount on File
Deed Document Number	20213443125
Deed Book / Page	3536 / 3375
Last Transfer Date	Dec 19, 2022
Transfer Doc	0036551609
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Dec 19, 2022
Property Address	4532 FAIRWIND CT, DESTIN, FL 32541-5312
Document Number	0036551609
Book / Page	3655 / 1609
Map Reference	MB 16 PG 73-76
Instrument Date	Dec 19, 2022
Instrument	3596650
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4532 FAIRWIND CT, DESTIN, FL 32541-5312

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 1, 2021
Property Address	4532 FAIRWIND CT, DESTIN, FL 32541-5312
Document Number	0035363375
Book / Page	3536 / 3375
Map Reference	MB 16 PG 73-76
Instrument Date	Mar 30, 2021
Instrument	3443125
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$34,993.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7010 CREWS LN, 7010, BRENTWOOD, TN 37027-1540

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4532 FAIRWIND CT, DESTIN, FL 32541-5312

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4532 FAIRWIND CT, DESTIN, FL 32541-5312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034872838
Date	Aug 27, 2020
Book Page	3487/2838
Instrument	3386265

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	164 Months
Due	Apr 18, 2034

November 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 14, 2017
Property Address	4532 FAIRWIND CT, DESTIN, FL 32541-5312
Document Number	0033253976
Book / Page	003325 / 003976
Instrument Date	Nov 8, 2017
Instrument	3172063
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4471 LEGENDARY DR DESTIN FL 325415324, DESTIN, FL 32541-5324

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	4532 FAIRWIND CT, DESTIN, FL 32541-5312
Document Number	0033252544
Book / Page	003325 / 002544
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	698 BRASS LANTERN PL BRENTWOOD TN 370276218, BRENTWOOD, TN 37027-6218

Mortgage

Document Number	0033252544
Date	Nov 9, 2017
Book Page	003325/002544
Instrument	3171645

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount on Record
Term	300 Months
Due	Nov 8, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 4532 Fairwind Ct was $49,043 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$49,043.00 Homeowner's exemption	$4,701,061	$4,790,909 Land $1,262,991 Building $3,527,918
2023	$47,317.00 (+15.79%) Homeowner's exemption	$4,488,372 (+17.91%) Land $1,214,415 Building $3,273,957	$4,488,372 (+17.91%) Land $1,214,415 Building $3,273,957
2022	$40,865.00	$3,806,766 Land $1,051,441 Building $2,755,325	$3,806,766 Land $1,051,441 Building $2,755,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4532 Fairwind Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2017) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4532 Fairwind Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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