4532 E Charleston Ave, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4532 E Charleston Ave, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,922 sqft · built 1991
Lot Size	0.144 acres (6,279 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Mar 2019)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`215-12-339`

Property Details

APN / Parcel Number

Primary APN	`215-12-339`
Alternative APN	`215123391`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
Gross Area	2,106 sqft
1st Floor Area	1,922 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,279 sqft (0.144 acres)
Parking Spaces	3 Parking Spaces
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4532 E CHARLESTON AVE
City	PHOENIX
State	AZ
Zip	85032-1592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	IMAGES 2 LOT 119-166 MCR 345-12
Legal Range	4E
Legal Township	4N
Legal Section	31
Legal Subdivision	IMAGES 2 LOT 119-166
Legal Lot Number	143
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	619700

Owner

Source: Maricopa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4532 E CHARLESTON AVE, PHOENIX, AZ 85032-1592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Mar 1, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERMARK CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Aug 22, 1997 · Amount on Record
Deed Document Number	2019144690
Prior Transfer Date	Feb 26, 2019
Prior Transfer Doc	0000144690
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4532 E CHARLESTON AVE, PHOENIX, AZ 85032-1592
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4532 E CHARLESTON AVE, PHOENIX, AZ 85032-1592
Investor	Possibly a Property Investor

Mortgage

Document Number	0000543093
Date	Sep 19, 2025
Instrument	20250543093

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4532 E CHARLESTON AVE, PHOENIX, AZ 85032-1592
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4532 E CHARLESTON AVE, PHOENIX, AZ 85032-1592

Mortgage

Document Number	0000442109
Date	May 23, 2022
Instrument	20220442109

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	Other
Margin	3
Max Rate	9.12%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 1, 2019
Property Address	4532 E CHARLESTON AVE, PHOENIX, AZ 85032-1592
Document Number	0000144690
Instrument Date	Feb 26, 2019
Instrument	144690
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4532 E CHARLESTON AVE PHOENIX AZ 850321592, PHOENIX, AZ 85032-1592

Mortgage

Document Number	144691
Date	Mar 1, 2019
Instrument	144691

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,720 (+63.55%)	$557,200 (+3.13%) Land $111,400 Building $445,800
2025	$2,950.00 (+5.06%)	$34,070 (-38.33%)	$540,300 (-2.21%) Land $108,000 Building $432,300
2024		$55,250	$552,500 Land $110,500 Building $442,000
2023	$2,808.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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