Jefferson County property record for 4532 Commerce Ave, High Ridge, MO 63049 · Last verified December 2025
| Property Type | Commercial Office |
|---|---|
| Details | 1 ba · 5,151 sqft · built 1975 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Company Name on File |
| Tax Bill | $15,276 (2023) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 023.006.04013019 |
| Primary APN | 023.006.04013019 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 5,151 sqft Total Area |
| Year Built | Built 1975 |
|---|---|
| Lot Area | 217,800 sqft (5 acres) |
| Heating System | HVAC |
|---|
| Street Address | 4532 COMMERCE AVE |
|---|---|
| City | HIGH RIDGE |
| State | MO |
| Zip | 63049-1975 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | PT SW1/4 SE1/4 |
| Legal Range | 05 |
| Legal Township | 43 |
| Legal Section | 06 |
| Legal Quarter | SE |
| Legal Block | 13 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | ROCK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 700303 |
Source: Jefferson County records · APN 023.006.04013019
Assessment roll updated May 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4532 COMMERCE AVE, HIGH RIDGE, MO 63049-1975 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK |
| Sep 18, 2025 | Deed of Trust, Mortgage · Construction Mortgage FIRST STATE COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2023 |
| Deed Sale | Dec 13, 2023 |
| Prior Sale | Jun 21, 2013 · Amount on Record |
| Deed Document Number | 2023R-030892 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 4532 COMMERCE AVE, HIGH RIDGE, MO 63049-1975 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4532 COMMERCE AVE, HIGH RIDGE, MO 63049-1975 |
| Document Number | 0000029304 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025R-029304 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | IMPERIAL, MO 63052 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 4532 COMMERCE AVE, HIGH RIDGE, MO 63049-1975 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000023921 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025R-023921 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | IMPERIAL, MO 63052 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Northwest R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $227,500 (+10.54%) Land $120,700 Building $106,800 | ||
| 2024 | $711,200 (+10.57%) Land $377,300 Building $333,900 | ||
| 2023 | $15,276.00 | $205,800 Land $120,700 Building $85,100 | $643,200 Land $377,300 Building $265,900 |
Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997003033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1982–1993) |
| Most Recent Claim | Jul 1993, other causes, Severe Storms & Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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