4532 Champagne Ct, Riverside, CA 92505 Property Records

Riverside County property record for 4532 Champagne Ct, Riverside, CA 92505

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,288 sqft · built 1991
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jul 2016)
Tax Bill	$4,033 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`143-100-074`

Property Details

APN / Parcel Number

Primary APN	`143-100-074`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,288 sqft Living Area
Gross Area	1,748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Construction Type	Wood
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4532 CHAMPAGNE CT
City	RIVERSIDE
State	CA
Zip	92505-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 MB 223/010 TR 24843
Legal Subdivision	TRACT 24843
Legal Tract	24843
Legal Lot Number	16
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1002
Census Tract	41302

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4532 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit ALTURA CU
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTURA CU
Dec 14, 2018	Quit Claim Deed, Transfer · Conventional Mortgage ALTURA CU
Jun 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2016 · Amount on Record
Deed Sale	Jul 18, 2016 · Amount on Record
Prior Sale	Oct 4, 1993
Deed Document Number	2016299840
Last Transfer Date	Dec 10, 2018
Transfer Doc	0000486166
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4532 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, SOCAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137883
Date	May 15, 2023
Instrument	2023-0137883

Lender

Name	ALTURA CU
Type	Credit Union
Address	RIVERSIDE, CA 92507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 31, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4532 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4532 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506

Mortgage

Document Number	0000389793
Date	Jun 29, 2021
Instrument	2021-0389793

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4532 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4532 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506

Mortgage

Document Number	0000605750
Date	Dec 2, 2020
Instrument	2020-0605750

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4532 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Document Number	0000132276
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 2, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4532 CHAMPAGNE CT RIVERSIDE CA 925051506, RIVERSIDE, CA 92505-1506

Mortgage

Document Number	0000132276
Date	Mar 23, 2020
Instrument	132276

Lender

Name	ALTURA CU
Type	Credit Union
Address	RIVERSIDE, CA 92507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 14, 2018
Property Address	4532 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Document Number	0000486166
Instrument Date	Dec 10, 2018
Instrument	486166
Transaction Type	Transfer
Record Updated	Dec 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4532 CHAMPAGNE CT RIVERSIDE CA 925051506, RIVERSIDE, CA 92505-1506

Mortgage

Document Number	486167
Date	Dec 14, 2018
Instrument	486167

Lender

Name	ALTURA CU
Type	Credit Union
Address	RIVERSIDE, CA 92507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4532 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Document Number	0000236693
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4532 CHAMPAGNE CT RIVERSIDE CA 925051506, RIVERSIDE, CA 92505-1506

Mortgage

Document Number	0000236693
Date	Jun 12, 2018
Instrument	236693

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,374 (+2%) Land $71,024 Building $266,350
2025	$4,033.00 (+4.92%) Homeowner's exemption	$330,760 (+4.04%) Land $69,632 Building $261,128
2023	$3,844.00 (+6.45%) Homeowner's exemption	$317,918 Land $66,929 Building $250,989
2022	$3,611.00
2021			$386,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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