4532 Castillo Dr, Guadalupe, CA 93434 Property Records

Santa Barbara County property record for 4532 Castillo Dr, Guadalupe, CA 93434

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,440 sqft · built 2017
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$418,000 (Jan 2017)
Tax Bill	$6,109 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`113-460-038`

Property Details

APN / Parcel Number

Primary APN	`113-460-038`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,440 sqft Total Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	4532 CASTILLO DR
City	GUADALUPE
State	CA
Zip	93434-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRACT NO 29061
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	GUADALUPE
Census Block Group	1
Census Block	1034
Census Tract	2503

Owner

4532 Castillo Dr is owned and occupied by two individuals who bought it in January 2017.

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4532 CASTILLO DR, GUADALUPE, CA 93434-1855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 25, 2017	Deed of Trust, Mortgage GUILD MTG
Jan 18, 2017	Grant Deed, Transfer · Conventional Mortgage PROSPECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2017 · Amount on File
Deed Sale	Jan 18, 2017 · Amount on File
Deed Document Number	20172478
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4532 CASTILLO DR, GUADALUPE, CA 93434-1855
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4532 CASTILLO DR, GUADALUPE, CA 93434-1855

Mortgage

Document Number	0000009584
Date	Mar 26, 2026
Instrument	2026-0009584

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4532 CASTILLO DR, GUADALUPE, CA 93434-1855
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4532 CASTILLO DR, GUADALUPE, CA 93434-1855

Mortgage

Document Number	0000010580
Date	Feb 11, 2021
Instrument	2021-0010580

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4532 CASTILLO DR, GUADALUPE, CA 93434-1855
Document Number	0000036231
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9364 BOCINA LN #A ATASCADERO CA 934227803, A, ATASCADERO, CA 93422-7803

Mortgage

Document Number	0000036231
Date	Jul 28, 2017
Instrument	36231

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 18, 2017
Property Address	4532 CASTILLO DR, GUADALUPE, CA 93434-1855
Document Number	0000002478
Map Reference	MAP207 PG85-95
Instrument Date	Jan 12, 2017
Instrument	2017-0002478
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4532 CASTILLO DR, GUADALUPE, CA 93434-1855

Mortgage

Document Number	0000002479
Date	Jan 18, 2017
Instrument	2017-0002479

Lender

Name	PROSPECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4532 Castillo Dr was $6,109, up 2.2% from the year before.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Guadalupe City
Elementary School District	Guadalupe Union Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$494,506 (+2%) Land $177,566 Building $316,940
2025	$6,109.00 (+2.16%)	$484,811 Land $174,085 Building $310,726
2024	$5,980.00 (+6.96%)
2023	$5,591.00 (+3.33%)	$465,987 Land $167,326 Building $298,661
2022	$5,411.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4532 Castillo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4532 Castillo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUADALUPE WATER DEPARTMENT serves 8,897 people · EPA ID CA4210003
Water Source	Purchased surface water from CENTRAL COAST WATER AUTHORITY
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Astound Broadband, Frontier, Verizon.

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