Santa Rosa County property record for 4532 Bayside Dr, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,800 sqft · built 1988 |
| Owner | Individual Name on File |
| Last Sale | $875,000 (Jun 2023) |
| Tax Bill | $8,179 (2024) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Oct 2021 Sale + 2 more |
| Flood Zone | Zone VE (high risk) |
| APN | 32-1N-29-0228-00000-0130 |
| Primary APN | 32-1N-29-0228-00000-0130 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,800 sqft Heated Area |
| Gross Area | 5,572 sqft |
| 1st Floor Area | 4,562 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Shingle |
| Lot Width | 100 ft Width |
| Garage Area | 1,762 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 336 sqft |
| Deck Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 321N290228000000130 |
|---|---|
| Street Address | 4532 BAYSIDE DR |
| City | MILTON |
| State | FL |
| Zip | 32583-8422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BAYSIDE LOT 13 AS DES IN OR 4411 PG 291 |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 32 |
| Legal Subdivision | BAYSIDE |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 10711 |
4532 Bayside Dr is owned and occupied by an individual who bought it in June 2023.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4532 BAYSIDE DR, MILTON, FL 32583-8422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage WRIGHT PATMAN CONGRESSIONAL FCU |
| Oct 22, 2021 | Warranty Deed, Transfer SPRINGDALE TITLE LLC |
| Jun 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| Jun 12, 2017 | Warranty Deed, Transfer · ARM FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on File |
| Deed Sale | Jun 30, 2023 · Amount on File |
| Prior Sale | Oct 22, 2021 · Amount on File |
| Deed Document Number | 202329499 |
| Deed Book / Page | 4411 / 291 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 30, 2023 |
| Property Address | 4532 BAYSIDE DR, MILTON, FL 32583-8422 |
| Document Number | 0044110291 |
| Book / Page | 4411 / 291 |
| Map Reference | MB D PG 93A&93B |
| Instrument Date | Jun 29, 2023 |
| Instrument | 202329499 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2023 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,125.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2405, MCCALL, ID 83638-2405 |
| Name | Verified Name |
|---|---|
| Address | 4532 BAYSIDE DR, MILTON, FL 32583-8422 |
| Document Number | 0004411294 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 4411/294 |
| Name | WRIGHT PATMAN CONGRESSIONAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jul 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 22, 2021 |
| Property Address | 4532 BAYSIDE DR, MILTON, FL 32583-8422 |
| Document Number | 0041971307 |
| Book / Page | 4197 / 1307 |
| Map Reference | MB D PG 93 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 202170993 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $5,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5503 OAKMONT DR, 5503, PACE, FL 32571-8414 |
| Name | Verified Name |
|---|---|
| Address | 4532 BAYSIDE DR, MILTON, FL 32583-8422 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 5, 2020 |
| Property Address | 4532 BAYSIDE DR, MILTON, FL 32583-8422 |
| Document Number | 0039591919 |
| Book / Page | 3959 / 1919 |
| Map Reference | MB D PG 93 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 202027141 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | SURETY LAND TITLE OF FL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8193 E TOPEKA PL, 8193, YUMA, AZ 85365-8637 |
| Name | Verified Name |
|---|---|
| Address | 7490 RODEO RD, OAK HILLS, CA 92344-9256 |
| Document Number | 0039591920 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 3959/1920 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 12, 2017 |
| Property Address | 4532 BAYSIDE DR, MILTON, FL 32583-8422 |
| Document Number | 0036321254 |
| Book / Page | 3632 / 1254 |
| Map Reference | MB D PG93 |
| Instrument Date | May 31, 2017 |
| Instrument | 201723595 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | EMERALD COAST TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1592 UNION ST # 351, 1592, SAN FRANCISCO, CA 94123-4505 |
| Name | Verified Name |
|---|---|
| Address | 4532 BAYSIDE DR, MILTON, FL 32583-8422 |
| Document Number | 0201723598 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 201723598 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jun 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,179.00 (+7.55%) Homeowner's exemption | $686,508 (+22.45%) Land $90,000 Building $596,508 | $686,508 (+22.45%) Land $90,000 Building $596,508 |
| 2023 | $7,605.00 (+4.68%) | $560,658 (+5.58%) Land $81,000 Building $479,658 | $560,658 (+5.58%) Land $81,000 Building $479,658 |
| 2022 | $7,265.00 | $531,017 | $531,017 Land $81,000 Building $450,017 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4532 Bayside Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 71 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 15 (2020–2026) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4532 Bayside Dr is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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