4532 475th St, Isle, MN 56342 Property Records

Mille Lacs County property record for 4532 475th St, Isle, MN 56342

Property Summary

Property Type	Single Family Home
Details	1,444 sqft · built 1991
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$13,939 (Jun 2025)
Tax Bill	$4,274 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-004-0801`

Property Details

APN / Parcel Number

Primary APN	`05-004-0801`

Interior

Building Area	1,444 sqft Living Area
Basement Area	1,344 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	871,200 sqft (20 acres)
Garage Area	1,232 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Deck Area	190 sqft

Location & Zoning

Street Address	4532 475TH ST
City	ISLE
State	MN
Zip	56342-9289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF GOV LOT 11 4 43 25 20.00
Legal Range	25
Legal Township	43
Legal Section	04
Jurisdiction	MILLE LACS MN
Township / Civil Division	EAST SIDE
Census Block Group	2
Census Block	2003
Census Tract	970100

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4532 475TH ST, ISLE, MN 56342-9289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit BREMER BANK
Sep 18, 2018	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	2025446580
Prior Transfer Date	Jun 19, 2025
Prior Transfer Doc	0000446580
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	4532 475TH ST, ISLE, MN 56342-9289
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A433961
Date	Nov 16, 2022
Instrument	A433961

Lender

Name	BREMER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2052

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 18, 2018
Property Address	4532 475TH ST, ISLE, MN 56342-9289
Document Number	A408145
Instrument Date	Sep 14, 2018
Instrument	A408145
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4532 475TH ST, ISLE, MN 56342-9289

Mortgage

Document Number	A408146
Date	Sep 18, 2018
Instrument	A408146

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	East Side Township
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,274.00 (-4.68%)	$497,700 (+14.15%) Land $87,000 Building $410,700	$497,700 (+14.15%) Land $87,000 Building $410,700
2025		$436,000 (-1.04%) Land $83,700 Building $352,300	$436,000 (-1.04%) Land $83,700 Building $352,300
2023	$4,484.00	$440,600 Land $73,900 Building $366,700	$440,600 Land $73,900 Building $366,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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