45314 Plum Grove Dr, Macomb, MI 48044 Property Records

Macomb County property record for 45314 Plum Grove Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,703 sqft · built 1984
Lot Size0.193 acres (8,407 sqft)
OwnerIndividual Name on File
Last Sale$176,000 (Jul 2002)
Tax Bill$2,630 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-32-451-015

Property Details

APN / Parcel Number

Primary APN20-08-32-451-015
Alternative APN
  • 0832451015

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,703 sqft Living Area
1st Floor Area1,065 sqft
Upper Floors Area583 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1985
Architectural StyleTri-Level
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address45314 PLUM GROVE DR
CityMACOMB
StateMI
Zip48044-4508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPLUM GROVE VILLAGE SUB NO 2 LOT 555 LIBER: 71 PAGES: 47-51
Legal SubdivisionPLUM GROVE VILLAGE SUB
Legal Lot Number555
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2007
Census Tract224600

Owner

45314 Plum Grove Dr is owned and occupied by an individual who bought it in July 2002.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address45314 PLUM GROVE DR, MACOMB, MI 48044-4508
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2002 · Amount on File
Deed SaleJul 19, 2002 · Amount on File
Prior SaleOct 26, 1998 · Amount on File
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45314 PLUM GROVE DR, MACOMB, MI 48044-4508
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address45314 PLUM GROVE DR, MACOMB, MI 48044-4508

Mortgage

Document Number0000125280
DateFeb 18, 2021
Book Page27434/263
Instrument2125280
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 45314 Plum Grove Dr was $2,630 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$142,800$285,600
2025$2,630.00
2023$128,700$257,400
2022$2,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45314 Plum Grove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45314 Plum Grove Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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