4531 Shay Ave, Olivehurst, CA 95961 Property Records

Yuba County property record for 4531 Shay Ave, Olivehurst, CA 95961

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,569 sqft · built 2005
Lot Size	0.203 acres (8,838 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2017 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`013-720-058-000`

Property Details

APN / Parcel Number

Primary APN	`013-720-058-000`
Alternative APNs	`013-720-058` `13720058000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,569 sqft Living Area
1st Floor Area	1,569 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Lot Area	8,838 sqft (0.203 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Patio Area	57 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	013-720-058
Street Address	4531 SHAY AVE
City	OLIVEHURST
State	CA
Zip	95961-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	L-145 TR 04-25 RIVER GLEN UN 2 80/8-15
Legal Subdivision	RIVER GLEN UN 2
Legal Tract	04-25
Legal Lot Number	145
Jurisdiction	YUBA CA
Township / Civil Division	OLIVEHURST
Census Block Group	1
Census Block	1005
Census Tract	40600

Owner

Source: Yuba County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4531 SHAY AVE, OLIVEHURST, CA 95961-4811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL CREDIT UNION
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLS FINANCIAL CU
Dec 10, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLS FINANCIAL CU
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Oct 13, 2018	Deed of Trust, Mortgage · Conventional with PMI SCHOOLS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2014
Deed Sale	Nov 19, 2014
Prior Sale	Oct 16, 2013 · Amount on Record
Deed Document Number	201412654
Last Transfer Date	Oct 3, 2018
Transfer Doc	0000013210
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Recording Date	Sep 28, 2026
Property Address	4531 SHAY AVE, OLIVEHURST, CA 95961-4811
Document Number	0000010877
Instrument Date	Sep 15, 2026
Instrument	202610877
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4531 SHAY AVE, OLIVEHURST, CA 95961-4811

Mortgage

Document Number	0000010877,
Date	Sep 28, 2026
Instrument	202610877

Lender

Name	CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 25, 2051

Interest

Rate Type	Adjustable Rate
Rate	8%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	4531 SHAY AVE, OLIVEHURST, CA 95961-4811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010570
Date	Aug 18, 2017
Instrument	2017-010570

Lender

Name	SCHOOLS FINANCIAL CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	4531 SHAY AVE, OLIVEHURST, CA 95961-4811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017028
Date	Dec 10, 2019
Instrument	2019-017028

Lender

Name	SCHOOLS FINANCIAL CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2034

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	4531 SHAY AVE, OLIVEHURST, CA 95961-4811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4531 SHAY AVE, OLIVEHURST, CA 95961-4811

Mortgage

Document Number	0000017736
Date	Oct 29, 2020
Instrument	2020-017736

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 15, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	4531 SHAY AVE, OLIVEHURST, CA 95961-4811
Document Number	0000013368
Instrument Date	Oct 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4531 SHAY AVE OLIVEHURST CA 959614811, OLIVEHURST, CA 95961-4811

Mortgage

Document Number	0000013368
Date	Oct 26, 2018
Instrument	13368

Lender

Name	SCHOOLS FIN'L CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

Source: Yuba County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Yuba County
Unified School District	Marysville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,095 (+2%) Land $26,325 Building $148,770
2025	$2,306.00 (+3.64%) Homeowner's exemption	$171,662 (+4.04%) Land $25,809 Building $145,853
2023	$2,225.00 (+1.51%) Homeowner's exemption	$164,998 Land $24,807 Building $140,191	$339,840
2022	$2,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (1986–2002)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Jan 2002 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVEHURST PUBLIC UTILITY DISTRICT serves 16,595 people · EPA ID CA5810003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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