4531 Old Post Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 4531 Old Post Rd, Charlestown, RI 02813 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1953
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$507,500 (Jul 2021)
Tax Bill	$2,990 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-8952-35`

Property Details

APN / Parcel Number

Primary APN	`13-8952-35`
Alternative APNs	`CHAR M:12 L:121` `M:012 B:121`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	3,439 sqft
1st Floor Area	1,104 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	13-8952-35
Street Address	4531 OLD POST RD
City	CHARLESTOWN
State	RI
Zip	02813-2563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	121
Jurisdiction	CHARLESTOWN RI
Township / Civil Division	CHARLESTOWN
Census Block Group	3
Census Block	3001
Census Tract	51101

Owner

Source: Charlestown Town records · APN 13-8952-35

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4531 OLD POST RD, CHARLESTOWN, RI 02813-2563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Jul 15, 2016 · Amount on Record
Deed Document Number	20211951
Deed Book / Page	477 / 210
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Jul 15, 2021
Property Address	4531 OLD POST RD, CHARLESTOWN, RI 02813-2563
Document Number	477-210
Book / Page	477 / 210
Instrument Date	Jul 15, 2021
Instrument	1951
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4531 OLD POST RD, CHARLESTOWN, RI 02813

Mortgage

Document Number	1952
Date	Jul 15, 2021
Instrument	1952

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charlestown Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Charlestown Town
Unified School District	Chariho Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,990.00 (+3.32%)	$504,200 (-) Land $285,900 Building $218,300
2023	$2,894.00	$504,200 Land $285,900 Building $218,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090511013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 282 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	282 in force 82 of 282 on primary residences
Nearby Flood Claims	15 (1998–2021)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2021, rainfall accumulation
Flood Events	Hurricane Sandy (Oct 2012), 9 claims Severe Storms And Flooding (Mar 2010), 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 62% of Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.